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What is a refund?


Must be something in a far away land.

Gotta love you people... would you rather write a f***ing check this time of year? Or claim single-zero and get money back?

I like getting a nice refund, so I let them tax the sh*t out of me all year. Call it what you want... 99% of people would just blow the extra money each month anyway.

Who said anything about writing a check?
File for the extension and make the guberment wait as long as possible for their money. Last check I had to cough up to the Fed was the same as a box of cigars. Damn accountant fees are more.

Maybe I am one of self-employed 1% who does put extra money into an interest-bearing account each month, and in the end save more than I have to pay.

But some are OK with lending our guberment their hard-earned money interest-free.

I remember my grandpa talking about those interest-bearing account things....can't say that I recall ever seeing one. The return on overpaid income tax in 2015 nearly out-performed S&P 500

There was one day that we used to get a little of our money back from Uncle. Those days have passed now that we get hit with the AMT (alternative minimum tax) every year.

Neither party wants to revise the AMT limits because they can claim that they aren't raising taxes when in fact the AMT that has been in place for years keeps raising taxes for more and more Americans every year.

Google it if you don't know what I'm talking about. The AMT pretty much doesn't let you claim any deductions from your taxes.

Yeah Baabay!

I tend to balance pretty close, with a tiny amount coming back at years end.

Which I am fine with. Hate to owe those clowns, even for a minute. They might decide to look closer. I have no secrets, but proving that is a headache I don't want..

See... now that's what I'ze talkin' 'bout!!

Come on guys where's your compassion? All that tax we pay goes to help all those with no cell phones and those Lone Star cards that people get 500 bucks worth of T bones and Sirloins and then get cash back for beer and put all this in a brand new Cadillac. If we don't help them who will. Do you really expect them to get jobs and support themselves?

I've done a lot of fishing, and thus far rock cod/ling cod fishing is my favorite kind of fishing to do... I'm over freshwater for the most part... Rock cod tastes way, way better than any freshwater fish... I've never had any interest in catching a walleye, that's for sure... and I don't care for salmon... Overrated...

I would love to get out on a yellowtail/dolphin trip one of these days, but rock cod (which isn't actual cod) fishing is a ton of fun for me... I powder coat jigs and tie bucktails all off season and then slowly donate them to the ocean floor throughout the fishing season...

No offense taken... I realize I sounded a bit like an ass in my response, that was unintentional... Personally, I don't like cod... Rock cod - particularly what they call gopher cod - and ling cod are amazing though...

I had fresh caught salmon at a five star restaurant once... It was so good it ruined regular salmon for me... I used to eat a lot of it, but just don't care for it anymore, especially the farm raised stuff...

I've never had walleye but their glassy eyes scare the crap out of me, hence the lack of desire to fish for them...

Completely agree, any kind of fishing beats any kind of work... I actually enjoy a little trout fishing or even crappie/bluegill but the lack of water here over the last few years has really turned me off to it... Pretty sure once the son and daughter are old enough to go with me I'll be enthusiastic about it again...

Joel,aren't you in California? Man I would kill to bass fish out there,never ate one but so much fun to fish for!

P.S. Walleyes are great tasting fish!

Yep... $245 for the overnight trips, but to me they're worth it. $145 for the 3/4 day to the Coronado Islands... passport required, but they're still biting.

Where do you leave from..?? I wish I had looked into this a couple years ago..

That is sweet! I'd probably get pretty addicted to walleye fishing if I pulled in something that size...

I caught a 7 and a half pound rainbow one year and fished for nothing but rainbow trout for about two years after that... Nothing reinvigorates my appetite for a specific kind of fishing like pulling in a monster...

Assuming I get a refund this go round, it will be the first time in many many moons I don't have to use it to pay bills. So I'll put it in savings towards a new fishing boat for when I retire.

I'm terrible with money. No way would I have enough to cover taxes come new year.

My other employer I was with for 8 months underpaid on taxes, I ended up paying 300 this year. Massive disappointment since I'm used to getting enough back to cover the holiday credit card indescretion.

I'm just thankful they find it in their hearts to give us little folk back some of our money
Our handlers really are merciful

I also have auto deposits, so I think I'm good.

Again... if you win the lotto are you going to take the annual payments, or the lump sum? Most folks would take the lump sum, because you can actually do some things you'd like to do with it. I prefer to have a windfall each year rather than keep it. I've actually had to write a check for taxes before and it left a bad taste... I'll overpay a little.

Personally, I believe social security is a f***ing ponzi scheme and I think they should definitely let us keep that money and invest it ourselves. If you piss it away... have fun working the rest of your life.

I paid into it for 20+ years (I don't now), but may not ever see a dime of it because I'll have retirement incomes.

Getting a tax return vs hitting the lottery are two completely different things, and not even comparable.

On one hand you say SS is a f***ing ponzi scheme and you think they should definitely let us keep that money and invest it ourselves, but on the other hand you are OK with over-paying your taxes, giving the guberment an interest-free loan, and not investing the monies yourself? That makes no sense whatsoever.

You paid into SS for 20yrs, may not see a dime of it, but are still OK with giving the guberment and interest free loan???

The guberment will charge you interest on taxes you owe, but not pay you interest on the money they owe you. Yeah... that's a good savings plan. I rather pay a little at the end of the year as I've saved more than I pay, and that includes the accountant fees.

IMHO any tax preparer that tells you to give more money than necessary to guberment isn't properly doing their job. Instead they should offer you different alternatives to choose from, just like they would do if you where able to invest your SS money. But that's just my 2¢. Congrats on getting your small loan back. Sorry about the 20yrs of SS money thrown out the window.

I try my best to break even each year. I subscribe to the "it's my money and its not interest free" thinking.

I would rather sign the front of a $100 check, than the back of it.

The whole idea of the Gov holding my money just pisses me off.

Can I have it..??

I don't overpay though, average refund is around a grand. I know some people that deliberately withhold excess in order to have a large refund. That's stupid.

I got a call last evening from a guy in NY named "Uber" (Punjabi) with the "Department of Revenue" with an urgent matter. If I didn't immediately return his call it could result in legal actions that would be "quite messy" for me.

How is it this schit is reported online for some time from the same phone number and they're NOT shut down?

Going rate for savings accounts is like 1% interest, making "lending" money to the govt./using taxes as a saving tool isn't such a bad deal. Almost 0 (zero) opportunity cost when compared to a passbook account.