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Last post 3 years ago by opelmanta1900. 502 replies replies.
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Mcdanielsamuel Offline
#351 Posted: Fri, Sep 18 2020, 6:48 PM EST
Joined: 04-28-2020
Posts: 611
Debt free is such a relief. Keep it up!!!
Whistlebritches Offline
#352 Posted: Fri, Sep 18 2020, 8:05 PM EST
Joined: 04-23-2006
Posts: 22,128
danmdevries wrote:
After 15+ years I've finally paid off every single credit card account. At the worst I had about 25k. Wife was only paying minimums for almost 10 years. Long story I've told before.

There's probably something on the one card I still use for gas n stuff where there's a public access reader cause I got skimmed twice so I'll never use a debit card there anymore.

Sent out the last $1500 today with the money I got from selling the camper.

Great feeling.

Student loans are done, credit cards are done. Got about 10k on HELOC, 30k on the house. 10k on wifes car and 20k on new truck. Barring any new big expenses im on track to be debt free by 40 easy. Then i can redo the kitchen and bathroom.


Dan I'm not trying to rain on your parade but .....................at 58 I've been debt free a half dozen times.Currently I owe about 25K on wifey's Highlander,maybe 3K on a couple low interest credit cards and 5K to various doctors and one hospital.House is paid for,my pickup is paid for.Up until a few months ago I owed on wifey's Highlander.........and that was it.I'll be debt free again in six months..........hopefully for the last time.
Smooth light Offline
#353 Posted: Fri, Sep 18 2020, 10:57 PM EST
Joined: 06-26-2020
Posts: 3,598
The I have to have trinkets get you every time.
make money work for you,then RELAX!!! 🧊'in
danmdevries Offline
#354 Posted: Sat, Sep 19 2020, 1:43 AM EST
Joined: 02-11-2014
Posts: 17,307
Happy Saturday fellas
Ram27 Offline
#355 Posted: Sat, Sep 19 2020, 6:24 AM EST
Joined: 04-30-2005
Posts: 48,988
Shhhhhhhhhhh don't wake the baby!!!!!!!!
deadeyedick Offline
#356 Posted: Sat, Sep 19 2020, 7:27 AM EST
Joined: 03-13-2003
Posts: 17,068
Good morning deplorables.
corey sellers Offline
#357 Posted: Sat, Sep 19 2020, 8:00 AM EST
Joined: 08-21-2011
Posts: 10,354
morning gents
rfenst Offline
#358 Posted: Sat, Sep 19 2020, 8:15 AM EST
Joined: 06-23-2007
Posts: 39,251
corey sellers wrote:
morning gents

Good morning.
8trackdisco Offline
#359 Posted: Sat, Sep 19 2020, 8:16 AM EST
Joined: 11-06-2004
Posts: 60,062
danmdevries wrote:
After 15+ years I've finally paid off every single credit card account. At the worst I had about 25k. Wife was only paying minimums for almost 10 years. Long story I've told before.

There's probably something on the one card I still use for gas n stuff where there's a public access reader cause I got skimmed twice so I'll never use a debit card there anymore.

Sent out the last $1500 today with the money I got from selling the camper.

Great feeling.

Student loans are done, credit cards are done. Got about 10k on HELOC, 30k on the house. 10k on wifes car and 20k on new truck. Barring any new big expenses im on track to be debt free by 40 easy. Then i can redo the kitchen and bathroom.


Nice getting out from under crushing debt. Well done.
opelmanta1900 Offline
#360 Posted: Sat, Sep 19 2020, 8:36 AM EST
Joined: 01-10-2012
Posts: 13,954
Ram27 wrote:
Shhhhhhhhhhh don't wake the baby!!!!!!!!

Too late, I'm up...
danmdevries Offline
#361 Posted: Sat, Sep 19 2020, 8:55 AM EST
Joined: 02-11-2014
Posts: 17,307
8trackdisco wrote:
Nice getting out from under crushing debt. Well done.


10 years ago all my debts combined I had just under $250k. d'oh!

Live and learn.

Now gotta work on the vehicles and the HELOC. Bumped up withholdings to 401k to 10%.
opelmanta1900 Offline
#362 Posted: Sat, Sep 19 2020, 9:20 AM EST
Joined: 01-10-2012
Posts: 13,954
If I owe money on my house but it's worth twice what I paid, am i still considered in debt?
tonygraz Offline
#363 Posted: Sat, Sep 19 2020, 9:35 AM EST
Joined: 08-11-2008
Posts: 20,230
Debt free for about 28 years. Only debt b4 that was truck payment - couldn't resist the no interest loan.
MACS Offline
#364 Posted: Sat, Sep 19 2020, 9:46 AM EST
Joined: 02-26-2004
Posts: 79,741
I still have the house and truck. Nothing else to pay on. When I get those knocked out... I'll get the boat... maybe.

Cleaned up the tuna and got them vacuum sealed and in the freezer. The mahi-mahi is trimmed, seasoned and ready for lunch (mahi burgers).

My cat is very pleased with me this morning. She probably just ate a 1/4 lb of fish trimmings.
opelmanta1900 Offline
#365 Posted: Sat, Sep 19 2020, 10:11 AM EST
Joined: 01-10-2012
Posts: 13,954
You went fishing?
MACS Offline
#366 Posted: Sat, Sep 19 2020, 10:21 AM EST
Joined: 02-26-2004
Posts: 79,741
opelmanta1900 wrote:
You went fishing?


I did. I left Thursday night at 9pm. Overnight trip on the Pacifica. 34 yellowfin tuna, 32 mahi, 12 yellowtail for 30 passengers. I did alright... I landed 1 mahi and 2 yellowfin tuna. Lost a mahi at the rail trying to bounce it in because the hands were all busy gaffing other fish. Those 32 mahi came on 1 stop at first light in about 15-20 minutes. I broke the first one off, landed the second, lost 2 more.

Then I went 0-fer on 2 stops... bummer. Last stop I hooked and landed the 2 yellowfin.
opelmanta1900 Offline
#367 Posted: Sat, Sep 19 2020, 10:35 AM EST
Joined: 01-10-2012
Posts: 13,954
That's not bad at all!

No blue fin onboard though?
deadeyedick Offline
#368 Posted: Sat, Sep 19 2020, 11:28 AM EST
Joined: 03-13-2003
Posts: 17,068
opelmanta1900 wrote:
If I owe money on my house but it's worth twice what I paid, am i still considered in debt?


The mortgage holder thinks so.
Gene363 Offline
#369 Posted: Sat, Sep 19 2020, 11:53 AM EST
Joined: 01-24-2003
Posts: 30,796
'Morning!
rfenst Offline
#370 Posted: Sat, Sep 19 2020, 12:40 PM EST
Joined: 06-23-2007
Posts: 39,251
opelmanta1900 wrote:
If I owe money on my house but it's worth twice what I paid, am i still considered in debt?

Depends on what your liabilities total.
MACS Offline
#371 Posted: Sat, Sep 19 2020, 12:49 PM EST
Joined: 02-26-2004
Posts: 79,741
opelmanta1900 wrote:
That's not bad at all!

No blue fin onboard though?


No, they were further away and as finicky as they are, I can't blame the captain for targeting the yellowfin and mahi... though the day before it was wide open and Friday they seemed pretty finicky themselves.
MACS Offline
#372 Posted: Sat, Sep 19 2020, 12:53 PM EST
Joined: 02-26-2004
Posts: 79,741
deadeyedick wrote:
The mortgage holder thinks so.


Yeah... it's still debt.

Mahi burgers for lunch. Seasoned some filets... got lettuce, tomato, red onion and burger buns... and curly fries. I'll fry the filets in olive oil/butter and drop 'em on the toasted buns with the other ingredients and a bit of mayo. Mmmmmm... fresh fish.
8trackdisco Offline
#373 Posted: Sat, Sep 19 2020, 3:40 PM EST
Joined: 11-06-2004
Posts: 60,062
Home Depot, Costco, Chic Fil A, mini nap. Arsenal now. Troubling score line... Arsenal 1, West Ham 1, 83rd minute.
dkeage Offline
#374 Posted: Sat, Sep 19 2020, 4:14 PM EST
Joined: 03-05-2004
Posts: 15,149
Arrrrrrrrrrr
Palama Offline
#375 Posted: Sat, Sep 19 2020, 4:32 PM EST
Joined: 02-05-2013
Posts: 23,618
8trackdisco wrote:
Home Depot, Costco, Chic Fil A, mini nap. Arsenal now. Troubling score line... Arsenal 1, West Ham 1, 83rd minute.


No Chick-fil-A in Hawaii OUTRAGE!
8trackdisco Offline
#376 Posted: Sat, Sep 19 2020, 4:36 PM EST
Joined: 11-06-2004
Posts: 60,062
dkeage wrote:
Arrrrrrrrrrr


A late winner for the Gunners! 2-1 the final.

Herfing MUWAT and a bottled strawberry margarita. Must be menopause.
8trackdisco Offline
#377 Posted: Sat, Sep 19 2020, 4:40 PM EST
Joined: 11-06-2004
Posts: 60,062
Palama wrote:
No Chick-fil-A in Hawaii OUTRAGE!


Do you have Spam Fil A’s?
MACS Offline
#378 Posted: Sat, Sep 19 2020, 4:41 PM EST
Joined: 02-26-2004
Posts: 79,741
Good to see ya got a chik-fil-a in GB.
8trackdisco Offline
#379 Posted: Sat, Sep 19 2020, 4:52 PM EST
Joined: 11-06-2004
Posts: 60,062
MACS wrote:
Good to see ya got a chik-fil-a in GB.


Close. Appleton. Only 30 minutes away. So good. Yes, I had a large milkshake. You taught me well.
danmdevries Offline
#380 Posted: Sat, Sep 19 2020, 5:58 PM EST
Joined: 02-11-2014
Posts: 17,307
Back to work
DrafterX Offline
#381 Posted: Sat, Sep 19 2020, 5:59 PM EST
Joined: 10-18-2005
Posts: 98,535
Go get'em Damn... ThumpUp
MACS Offline
#382 Posted: Sat, Sep 19 2020, 6:36 PM EST
Joined: 02-26-2004
Posts: 79,741
8trackdisco wrote:
Close. Appleton. Only 30 minutes away. So good. Yes, I had a large milkshake. You taught me well.


That's mah mutha fugga...
dkeage Offline
#383 Posted: Sat, Sep 19 2020, 6:38 PM EST
Joined: 03-05-2004
Posts: 15,149
8trackdisco wrote:
Close. Appleton. Only 30 minutes away. So good. Yes, I had a large milkshake. You taught me well.

I’ve been there ...
frankj1 Offline
#384 Posted: Sat, Sep 19 2020, 8:06 PM EST
Joined: 02-08-2007
Posts: 44,211
8trackdisco wrote:
Do you have Spam Fil A’s?

been meaning to tell you I love so many of your clever posts.
Palama Offline
#385 Posted: Sat, Sep 19 2020, 10:20 PM EST
Joined: 02-05-2013
Posts: 23,618
8trackdisco wrote:
Close. Appleton. Only 30 minutes away. So good. Yes, I had a large milkshake. You taught me well.


Appleton!

Back in ‘93, I was scheduled to attend a brokers meeting for Scott Paper in Oshkosh. Due to my bosses’ lack of airport geography knowledge, he booked my flight from Chicago to Green Bay. As I found out later, the better / closer airport should have been Appleton. Nonetheless, it was quite a thrill for me to land at Austin Straubel, even if it was early March...brrrrrrr!
Palama Offline
#386 Posted: Sat, Sep 19 2020, 10:20 PM EST
Joined: 02-05-2013
Posts: 23,618
8trackdisco wrote:
Do you have Spam Fil A’s?


Hahahahaha! Laugh
Plowboy221 Offline
#387 Posted: Sat, Sep 19 2020, 11:21 PM EST
Joined: 03-03-2013
Posts: 5,140
Deleting all my chit, think I’m gonna go back to flip phone. If I didn’t drive truck I’d strictly use a land line. Who’s idea was it to get rid of pay phones? ???
Plowboy221 Offline
#388 Posted: Sat, Sep 19 2020, 11:28 PM EST
Joined: 03-03-2013
Posts: 5,140
Can anyone of you fellas tell me if PayPal and Emil works on a flip phone like it does and iPhone? Wonder if the kids daycare would take a physical check every week instead of a PayPal payment every week. I’m trying to drop off the grid as humanly possible
Smooth light Offline
#389 Posted: Sun, Sep 20 2020, 12:29 AM EST
Joined: 06-26-2020
Posts: 3,598
Cellular one$20 or something. just talk, cheap flip, got bluetooth. Ask about texting to rate the service.
danmdevries Offline
#390 Posted: Sun, Sep 20 2020, 5:19 AM EST
Joined: 02-11-2014
Posts: 17,307
Sunday Sunday Sunday
Gene363 Offline
#391 Posted: Sun, Sep 20 2020, 6:54 AM EST
Joined: 01-24-2003
Posts: 30,796
Good Morning! It's a mere 58 degrees this morning!
Speyside Offline
#392 Posted: Sun, Sep 20 2020, 7:10 AM EST
Joined: 03-16-2015
Posts: 13,106
Good morning, it is a little less than that here today.
danmdevries Offline
#393 Posted: Sun, Sep 20 2020, 7:10 AM EST
Joined: 02-11-2014
Posts: 17,307
45 here leaving work
tonygraz Offline
#394 Posted: Sun, Sep 20 2020, 7:27 AM EST
Joined: 08-11-2008
Posts: 20,230
High 30's here - frost yesterday morning.
danmdevries Offline
#395 Posted: Sun, Sep 20 2020, 7:33 AM EST
Joined: 02-11-2014
Posts: 17,307
Winter is coming.
deadeyedick Offline
#396 Posted: Sun, Sep 20 2020, 7:38 AM EST
Joined: 03-13-2003
Posts: 17,068
77 here and I'm out with the wife for a hike. Then woke football.
corey sellers Offline
#397 Posted: Sun, Sep 20 2020, 9:16 AM EST
Joined: 08-21-2011
Posts: 10,354
Morning gents
opelmanta1900 Offline
#398 Posted: Sun, Sep 20 2020, 9:29 AM EST
Joined: 01-10-2012
Posts: 13,954
Showering then off to drive in church...
MACS Offline
#399 Posted: Sun, Sep 20 2020, 10:02 AM EST
Joined: 02-26-2004
Posts: 79,741
G'day, beetches...

Prolly get a haircut today. I need one... I look like a hippy... damn hair touching my ears and stuff.
dkeage Offline
#400 Posted: Sun, Sep 20 2020, 11:21 AM EST
Joined: 03-05-2004
Posts: 15,149
MACS wrote:
G'day, beetches...

Prolly get a haircut today. I need one... I look like a hippy... damn hair touching my ears and stuff.

Wife cut mine on da patio this morning.
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