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Last post 15 months ago by Mr. Jones. 37 replies replies.
USAA INsuRaNce ..."WE'RE FOR THE VETERAN COMMUNITY" ???
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Mr. Jones Offline
#1 Posted: Wed, Jan 25 2023, 5:58 PM EST
Joined: 06-12-2005
Posts: 19,421
Liar Liar Liar

Yeaaahhh..
Riiiggghhhhttt you are....
Freaking lying liar priiick f*u*kers...

Hey veteran...bend over and grab your ankles whilst we insert our c**kx into your star fish and deny your mere total $1,000 claim after $500 deduction....
And we perform an investigation over car worth $1,250...+ 20% car replacement coverage that you carry...($250)
Soo $1500 minus $500 deductible
Is $1000...

But we spend $400 on a tow company from FREAKIN Baltimore, MD 100++ miles away to Central, PA in a snow storm to tow you totaled car 18 miles away from your hut...

then we spend $300++ ? on an independent adjuster to "investigate it"...
Then the garage charges $250+?..to give inspection and fixing estimate
To do that and they pay my wages of $200++? to complete this claim...which costs us $1150


We could've just paid you the $1000 & kept a happy customer who has paid is premiums for over 40 yrs!!
Mr. Jones Offline
#2 Posted: Wed, Jan 25 2023, 6:00 PM EST
Joined: 06-12-2005
Posts: 19,421
Mutherf***king priiiiicks !!!
Stogie1020 Offline
#3 Posted: Wed, Jan 25 2023, 6:04 PM EST
Joined: 12-19-2019
Posts: 5,325
RIP Saab?

Sorry to hear about the troubles...
Ram27 Offline
#4 Posted: Wed, Jan 25 2023, 6:12 PM EST
Joined: 04-30-2005
Posts: 49,014
Totally lost me with all the this that this that Brick wall

What the hell is the bottom line?
I assume you broke down or had an accident away from home and have an issue with USSA claim service?
Do you belong to AAA Auto .


Disclaimer I have USSA coverage. Speak to the hand
MACS Offline
#5 Posted: Wed, Jan 25 2023, 7:20 PM EST
Joined: 02-26-2004
Posts: 79,773
I have USAA as well. It's likely a little more than I'd pay with another company, but I keep it because any time I have made a claim or needed anything it was easy and hassle free.

Sorry your experience hasn't been as good, Jonesie.
DrMaddVibe Offline
#6 Posted: Wed, Jan 25 2023, 7:50 PM EST
Joined: 10-21-2000
Posts: 55,423
Had it...then Geico...now Progressive...I learned you gotta move to get the discounts.
Mr. Jones Offline
#7 Posted: Wed, Jan 25 2023, 8:03 PM EST
Joined: 06-12-2005
Posts: 19,421
The KEEEMO SAABH CAUGHT ON FIRE WHILST DRIVING...

ERRR ESSS KAPUTTTT !!!

TOTALED ...
MORE TO FIX THAN VALUE OF CAR

$2500 TO FIX
ONLY WORTH $1250
8trackdisco Offline
#8 Posted: Wed, Jan 25 2023, 8:11 PM EST
Joined: 11-06-2004
Posts: 60,075
Mr. Jones wrote:
The KEEEMO SAABH CAUGHT ON FIRE WHILST DRIVING...

ERRR ESSS KAPUTTTT !!!

TOTALED ...
MORE TO FIX THAN VALUE OF CAR

$2500 TO FIX
ONLY WORTH $1250


Did yoU bUy yoUr polIcy aT an oFFice in HAIti?
Mr. Jones Offline
#9 Posted: Wed, Jan 25 2023, 8:11 PM EST
Joined: 06-12-2005
Posts: 19,421
I'm going to progressive after this car screwing over job
And my recent frozen busted water pipe home owners claim which I am sure to get f***,ked on also...
Already the repair authorization is wayyy to Low and I gotta appeal that too...

Pain in the ass...
Parents paid home owners since 1963 to USAA...
NEVER HAD EVEN ONE HOME OWNERS CLAIM IN 50 YEARS!!!

PLUS MY FATHER WAS A MARINE LUETENANT AT CAMP LEJUNE FROM 1952-55...AND DIED FROM "PRE LUKEMIA BLOOD DISEASE CAUSED BY BENZENE EXPOSURE "....
U.S. GOVERNMENT SCREWED HIM ROYALLY ...

SO TIRED OF U.S. GOVERNMENT PERSECUTION AND THE VETERANS INSURANCE FRIEND USAA AND THE FBI-SSG...

I HAVE HAD IT !!
8trackdisco Offline
#10 Posted: Wed, Jan 25 2023, 8:12 PM EST
Joined: 11-06-2004
Posts: 60,075
Mr. Jones wrote:
I'm going to progressive after this car screwing over job
And my recent frozen busted water pipe home owners claim which I am sure to get f***,ked on also...
Already the repair authorization is wayyy to Low and I gotta appeal that too...

Pain in the ass...
Parents paid home owners since 1963 to USAA...
NEVER HAD EVEN ONE HOME OWNERS CLAIM IN 50 YEARS!!!

PLUS MY FATHER WAS A MARINE LUETENANT AT CAMP LEJUNE FROM 1952-55...AND DIED FROM "PRE LUKEMIA BLOOD DISEASE CAUSED BY BENZENE EXPOSURE "....
U.S. GOVERNMENT SCREWED HIM ROYALLY ...

SO TIRED OF U.S. GOVERNMENT PERSECUTION AND THE VETERANS INSURANCE FRIEND USAA AND THE FBI-SSG...

I HAVE HAD IT !!


Having a vehicle die sucks. Maybe DanM can get you on the trail of a lucky used truck.
Sunoverbeach Offline
#11 Posted: Wed, Jan 25 2023, 9:25 PM EST
Joined: 08-11-2017
Posts: 14,665
Prolly a poorly designed car bomb

Hate insurance folks. In particular medical insurance, but they all aim to take the money and not give it back
MACS Offline
#12 Posted: Thu, Jan 26 2023, 4:34 PM EST
Joined: 02-26-2004
Posts: 79,773
Sunoverbeach wrote:
Prolly a poorly designed car bomb

Hate insurance folks. In particular medical insurance, but they all aim to take the money and not give it back


And it only got worse when the gov't MANDATED insurance for all. Auto and medical. You have to have it. They know it. So they bend you over.
Abrignac Offline
#13 Posted: Fri, Jan 27 2023, 3:22 PM EST
Joined: 02-24-2012
Posts: 17,273
Don’t have problem with mandated auto insurance. If, it wasn’t mandated then I’d pay waaaay higher premiums. But, hey driving is a privilege not a right. Don’t want to pay, then take an Uber.
MACS Offline
#14 Posted: Fri, Jan 27 2023, 9:02 PM EST
Joined: 02-26-2004
Posts: 79,773
Why is driving a privilege? I mean, I understand the need to ensure people know HOW to drive and the rules of the road... so I don't mind the licensure.

I guess since they can strip you of your license if you're not following the rules... yeah.

IIRC premiums were lower when auto ins was not mandated.
RiverRatRuss Offline
#15 Posted: Sat, Jan 28 2023, 7:32 AM EST
Joined: 09-02-2022
Posts: 1,035
Ram27 wrote:
Totally lost me with all the this that this that Brick wall

What the hell is the bottom line?
I assume you broke down or had an accident away from home and have an issue with USSA claim service?
Do you belong to AAA Auto .


Disclaimer I have USSA coverage. Speak to the hand


I think the bottom line is... he took one in the shorts without any KY??

Oh and USAA Sucks Balls!!! Herfing Herfing
Mr. Jones Offline
#16 Posted: Sat, Jan 28 2023, 7:35 AM EST
Joined: 06-12-2005
Posts: 19,421
LOL ...

wronggggggg (line 1)
&
Riiiiiiiggggghhhhttttt (line 2)
RiverRatRuss Offline
#17 Posted: Sat, Jan 28 2023, 7:39 AM EST
Joined: 09-02-2022
Posts: 1,035
I HAD USAA long ago, got my kids a bank account after they got older. my oldest daughters in college at the time and takes out a USAA credit card.. she's like 22-23ish?? anyways payments got behind and next thing I know is Statements start showing up in my name with C/O my daughters name? late fees with interest and ****? Im thinking WTF so USAA rep tells me that because my child signed up under my USAA privlages then I was responsible...

Paid off her balance, told them to shut the card off, close my accounts and SEE YA!!! Bank Accounts, Car Insurance the whole USAA Bang for a Buck Ch!T Gone Baby!!!! Herfing
Mr. Jones Offline
#18 Posted: Sat, Jan 28 2023, 7:43 AM EST
Joined: 06-12-2005
Posts: 19,421
Oh yeah....

Rammie "loves" all those PATRIOT RETIRED " GRONK" trying to get USAA COMMERCIALS but can't because he wasn't in the military SPOOFS....

F**K GRONK AND THE HORSE HE ROAD IN ON.....
AND ...
THE DOUCHE BAG IN THE SUNGLASSES AND CHALLENGER CAR THAT FORGETS THE BAG OF ICE FOR THE PARTY HIS WIFE
ASKED HIM FOR BECAUSE HE SIGNED UP FOR 1984 BIG BROTHER COVERAGE THAT DISCOUNTS YOUR POLICY WHEN YOU DONT ANSWER YOUR PHONE WHILST DRIVING....

All the money I was really owed over both my claims
got 33 1/3 % "taken off the top" to pay those TWO AZZ HOLES!!
DOESNT GRONK THE DUMBO HAVE ENOUGH MONEY ???
RiverRatRuss Offline
#19 Posted: Sat, Jan 28 2023, 7:58 AM EST
Joined: 09-02-2022
Posts: 1,035
Mr. Jones wrote:
Oh yeah....

Rammie "loves" all those PATRIOT RETIRED " GRONK" trying to get USAA COMMERCIALS but can't because he wasn't in the military SPOOFS....

F**K GRONK AND THE HORSE HE ROAD IN ON.....
AND ...
THE DOUCHE BAG IN THE SUNGLASSES AND CHALLENGER CAR THAT FORGETS THE BAG OF ICE FOR THE PARTY HIS WIFE
ASKED HIM FOR BECAUSE HE SIGNED UP FOR 1984 BIG BROTHER COVERAGE THAT DISCOUNTS YOUR POLICY WHEN YOU DONT ANSWER YOUR PHONE WHILST DRIVING....

All the money I was really owed over both my claims
got 33 1/3 % "taken off the top" to pay those TWO AZZ HOLES!!
DOESNT GRONK THE DUMBO HAVE ENOUGH MONEY ???


Hang on I gotta blow this up to ummm 64 Font so I's can read it correctly.... Ram I think Mr. Jones is a little pissed off about Gronks Wallet?? d'oh! d'oh!
Sunoverbeach Offline
#20 Posted: Sat, Jan 28 2023, 8:20 AM EST
Joined: 08-11-2017
Posts: 14,665
Jonsey's got a modest number of various pisstivity triggers
Mr. Jones Offline
#21 Posted: Sat, Jan 28 2023, 8:26 AM EST
Joined: 06-12-2005
Posts: 19,421
Yes I do....

THE FBI- SSG DIVISION IS NUMMERO UNO #1

Getting screwed out of my "justly due $$currency$$" is NO.#2

FREE SHIPPING & CHEWEY.COM IS #3

MILLENIALS ARE #4
Abrignac Offline
#22 Posted: Sat, Jan 28 2023, 4:53 PM EST
Joined: 02-24-2012
Posts: 17,273
MACS wrote:
Why is driving a privilege? I mean, I understand the need to ensure people know HOW to drive and the rules of the road... so I don't mind the licensure.

I guess since they can strip you of your license if you're not following the rules... yeah.

IIRC premiums were lower when auto ins was not mandated.


By that I mean it’s not something guaranteed in the Constitution.

Perhaps premiums were lower before insurance was mandated, but I wouldn’t necessarily attribute that to any such mandate.

Back then automobiles were less expensive as were repairs. Since it takes much more now to fix or replace a car the pool of money in reserve to do so needs to be larger. The only way to do that is with higher rates.

I also believe that lawsuit awards have also grown which also drives up the insurance companies required reserves. If we want any possibility of seeing rates fall the only place I see relief lies in some sort of tort reform.
danmdevries Offline
#23 Posted: Sat, Jan 28 2023, 7:24 PM EST
Joined: 02-11-2014
Posts: 17,365
8trackdisco wrote:
Having a vehicle die sucks. Maybe DanM can get you on the trail of a lucky used truck.


Best bet is to get a low mileage 3/4 ton truck. Most people who buy those trucks keep em forever. But a 50k mile trade in means there's zero issues and the transmission will definitely be fine. d'oh!
Mr. Jones Offline
#24 Posted: Sat, Jan 28 2023, 8:40 PM EST
Joined: 06-12-2005
Posts: 19,421
Thanks for the advice danm..

I can't afford one of those...

Looking at a used 2001 volvo V70 wagon with 140 k
$3200.00

It's all I can afford...

I'd love to buy a Ford maverick hybrid truck but the waiting list is full for 2023 and I don't have $25,000.00 plus tax ...

I don't even have $3200...
I have $500 down is all..
frankj1 Offline
#25 Posted: Sat, Jan 28 2023, 11:03 PM EST
Joined: 02-08-2007
Posts: 44,221
might not be too late to ask the AG's office to intervene.
Mr. Jones Offline
#26 Posted: Sat, Jan 28 2023, 11:55 PM EST
Joined: 06-12-2005
Posts: 19,421
Nope.... settlement is $342....
TONS OF OTHER PROBLEMS....
NOT WORTH FIXING
Deductible is $500

I get nothing...

Thanks USAA...
THANKS FOR HAVING THE VETERANS BACK...
SO KIND AND THOUGHTFUL OF YOU...
REALLY...

CALLING AUTO SALVAGE CO.
GETTING $425
SIGHHH -A - NAAARRRRO KEEMO SAABY...
Mr. Jones Offline
#27 Posted: Tue, Jan 31 2023, 6:21 PM EST
Joined: 06-12-2005
Posts: 19,421
Called those idiots today...they have so many claims, so understaffed, hiring third and fourth party adjusters whose job is to D.E.N.Y...DENY AND THEN....

DENY SOME MORE...
THATS HOW THESE LOSER 3RD AND 4TH PARTY ADJUSTERS GET CONTRACTS WITH THE BIG PROVIDERS...

I RAISED HELL...NO MANAGERS AVAILABLE....

LETS DENY MR. JONES $1,000 HE IS RIGHTFULLY OWNED...
IT IS JUST A PITTANCE TO US...
WE'LL SPEND MORE THAN $1,000 TO NOT PAY YOU THE 1,000 WE RIGHTFULLY OWE YOU ...

BUNCH OF THIEVES...

CHALK UP ONE MORE THOUSAND BY F##KING OUR VETERAN MEMBERS TO PAY RETIRED PATRIOT FOOTBALL A-HOLE
"G.R.O.N.K." THE MILLIONS HES CHARGING US FOR THOSE NIFFTY JINGLE FUNNY MAN COMMERCIALS...

BUNCH OF TOTAL BULL SHEEEE-ITE !!
Ram27 Offline
#28 Posted: Tue, Jan 31 2023, 6:30 PM EST
Joined: 04-30-2005
Posts: 49,014
Go to legal aid or file complaint with PA insurance commission.
Mr. Jones Offline
#29 Posted: Tue, Jan 31 2023, 6:37 PM EST
Joined: 06-12-2005
Posts: 19,421
Thanks ram...might just do that...
ZRX1200 Offline
#30 Posted: Tue, Jan 31 2023, 6:39 PM EST
Joined: 07-08-2007
Posts: 60,599
Good luck, we got to them too.
Mr. Jones Offline
#31 Posted: Thu, Feb 2 2023, 5:39 PM EST
Joined: 06-12-2005
Posts: 19,421
I finally just gave up fighting "the MAN" ...ie...USAA

GOT A very nice adjuster to review my auto claim and almost got him to total the car...he chked with the.Mgr...
Then guess what happened...

Good old Mr. Jones got F##KED...

SAME OLD DELAY...TOW IT to another shop and get the added pieces broken by the fire...i asked them what was the value of my car...which would've helped me decide whether to jump more hoops, waste more peeps time and then they would value my car at like $750.00 ,... minus $500 deductible....
I'd get $250 @ best...

Screw it!!!

And screw that PATRIOT FOOTBALL GRONK F##KER!!!
WITHOUT HIS $$$MILLION DOLLAR PAYCHKS FOR COMMERCIALS MAYBE THEY'D TREAT OLD CUSTOMERS OVER 40 YRS RUNNING A LITTLE BETTER....

I HAVE NEVER FOUGHT FOR $1 L.A.R.G.E. SO HARD...
BACK IN THE 80'S I'D SPEND ONE LARGE IN ONE DAY IN BOSTON OR NYC...

F##CK IT...
ITS JUNK YARD BOUND...
$425 cash I'd better than $250...

THE FBI-SSG RFID CHIP SOUNDING LOCATOR THAT IS SOMEWHERE IN THAT P.O.S. CAR IS WORTH SEVERAL THOUSAND AT LEAST....

I HOPE THEY CRUSH THAT CAR WITH THAT RFID THING IN IT.
Burner02 Offline
#32 Posted: Fri, Feb 3 2023, 5:49 AM EST
Joined: 12-21-2010
Posts: 12,884
I have had USAA coverage 46 of the past 47 years. Never had any problems with them on coverage or claims settlement.

Is there another company that gives their members a subscribers account with annual dividends and senior dividends after age 65? Mine totaled $675 for 2022 and that is down from $1000 for each of the past couple of years.

Jonesy, you can drop your USAA coverage and after 6 months they will close your subscribers account and send the entire amount to you. It doesn't help your current situation but it puts money in your pocket.
Mr. Jones Offline
#33 Posted: Sat, Feb 4 2023, 9:04 AM EST
Joined: 06-12-2005
Posts: 19,421
I am considering it ...

They are all WHORES...AND competitors quotes low prices to get your money$$ and the coverage is never exactly the same coverage you had before...
rfenst Offline
#34 Posted: Tue, Feb 7 2023, 8:14 AM EST
Joined: 06-23-2007
Posts: 39,302
USAA is within the group of top 10 auto insurers to make a claim within the U.S. Fair, well trained adjusters who don't haggle much on settlements. If I were still practicing law and drew them on every case, I'd be a happy camper- for sure!!!
drglnc Offline
#35 Posted: Tue, Feb 7 2023, 9:00 AM EST
Joined: 04-01-2019
Posts: 713
Been a USAA customer for 22 years thanks to my wifes eligibility.

I am currently in the process of finalizing a Claim with USAA and couldn't be happier.

In 2016 we purchased a used 2016 (previous owner used it one time and wanted something bigger) Camper for 14k. We have used it a minimum 6 weeks a year since then and have logged easily 20k miles on it.

after our annual Thanksgiving end of season trip i noticed some damage and took it for repair/estimate to be told that it would be approx 10k to repair. called the insurance company and after a few days of back and forth with them and the repair place they decided to total the RV. i was worried because it is very lived in at this point and definatly not "like new" but they put my fears at ease when they offered us 16k as the write off amount after our $200 deductible...

thats right, we camped for 6 years in this thing, drove it up and down the east coast from MD to include canada, FL multiple times, Tenn multiple times, Boston, and many more local trips to the surrounding states. and they are goving us 2k more then we paid for 6 years ago...

All Hail USAA!!!
frankj1 Offline
#36 Posted: Tue, Feb 7 2023, 5:11 PM EST
Joined: 02-08-2007
Posts: 44,221
split the 2K with MrJones...everyone wins!
Mr. Jones Offline
#37 Posted: Tue, Feb 7 2023, 7:51 PM EST
Joined: 06-12-2005
Posts: 19,421
#35 drginc

Between you...( SARCASTICLY)
and ...
....GRONK ( THE DUMB **** retired Patriot football player in the latest USAA TV commercials)...now I know why my starfish is sore and bleeding profusely...
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