I am currently breaking my wife of this habit. When she is out and about and if I should call she answers in speaker phone. Me being my typical self it is within about a minute I get the "Shut up you are on speaker phone" Of course that is when I get louder and start saying things like, Baby, you got that puss all washed up for me, cause when you get home I am going to dive in that thing like there is no tomorrow.....
Ever hear a woman dropping the phone struggling to hit the mute button in Walmart at he check out line.
The one time she came home actually pissed at me for it was when I did that while she was in the check out line and this young hot looking cashier looked at her and smiled from ear to ear.
Not to toot my own horn but, my deep southern accent, my wife and I both have been told on many occasions by other women that it is a panty dropper.
I so love people.