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Last post 5 years ago by mjrburn. 15 replies replies.
LifeLock anyone?
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mjrburn Offline
#1 Posted: Wed, Mar 6 2019, 12:13 AM EST
Joined: 02-28-2016
Posts: 1,596
Any of you use LifeLock for credit monitoring?

My credit cards have been hacked 4 times in 2 years, happened again yesterday, thankfully it was caught early every time and my liability has been minimal. I'm thinking, now that they have me in their system, it's only a matter of time before one of those scamsters tries to buy a car or house or file a false tax return with my info.
Should I just lock/freeze my credit with the big 3 or is it worth the monthly charge to "monitor" it instead. All feedback will be greatly appreciated!

mjr
Sunoverbeach Offline
#2 Posted: Wed, Mar 6 2019, 4:42 AM EST
Joined: 08-11-2017
Posts: 14,649
I can't say for sure on lifelock itself. I did work with someone a few years back that said freezing your credit is unusually difficult to reverse, so I've always shied away from it.

There you go. Second hand half advice. How's that for some quality feedback?

Beer
Mr. Jones Offline
#3 Posted: Wed, Mar 6 2019, 8:51 AM EST
Joined: 06-12-2005
Posts: 19,419
Lock your credit with all 3 credit score companies...

Its way easier unlocking for a mortgage or car loan than you think... And way easier than letting a gang of Nigerian DUECES in LAGOS buying cars and H.U.T.S. IN YOUR NAME and sticking you with the bills, Then trying to reverse or cancel those charges.
dstieger Offline
#4 Posted: Wed, Mar 6 2019, 8:54 AM EST
Joined: 06-22-2007
Posts: 10,889
dstieger Offline
#5 Posted: Wed, Mar 6 2019, 8:56 AM EST
Joined: 06-22-2007
Posts: 10,889
IIRC, Lifelock, or maybe it was a different one...wasn't so much about monitoring...or alerting....it was about recovery. So it has to be subscribed to BEFORE you get hit.


I can temp freeze (and unfreeze) my cards at my bank's online site in about 3 minutes
dkeage Offline
#6 Posted: Wed, Mar 6 2019, 10:05 AM EST
Joined: 03-05-2004
Posts: 15,149
Mr. Jones wrote:
Lock your credit with all 3 credit score companies...

Its way easier unlocking for a mortgage or car loan than you think...


This.. had my identity stolen a few years ago. Took me months to clean up. Of the 20+ fraudulent charges, I was able to clear all of them but 450$. Someone had bought a car, lots of electronics, jewelry, clothing. I got copies of the credit apps, and none of them had my correct name, address or birthday. Just my social.

Locked that sucker down, and no more issues.

Thanks to Target ( who I hadn't had an open account with in over 20 years) for calling my cell, which was still on file, to confirm an application.


Ewok126 Offline
#7 Posted: Wed, Mar 6 2019, 2:13 PM EST
Joined: 06-25-2017
Posts: 4,356
Yall need to frequent better porn sites.
mjrburn Offline
#8 Posted: Wed, Mar 6 2019, 5:53 PM EST
Joined: 02-28-2016
Posts: 1,596
dstieger wrote:
Maybe talk to the Bear
http://www.cigarbid.com/...ts/645674/Identity-Theft


Thanks, I'll pm him.
mjrburn Offline
#9 Posted: Wed, Mar 6 2019, 5:57 PM EST
Joined: 02-28-2016
Posts: 1,596
Ewok126 wrote:
Yall need to frequent better porn sites.


Solid advice right there! Blink
Ewok126 Offline
#10 Posted: Wed, Mar 6 2019, 6:04 PM EST
Joined: 06-25-2017
Posts: 4,356
mjrburn wrote:
Solid advice right there! Blink



My mom said it was good advice. She said her and pa have not had no issues since they switched.
frankj1 Offline
#11 Posted: Wed, Mar 6 2019, 7:17 PM EST
Joined: 02-08-2007
Posts: 44,215
mjrburn wrote:
Solid advice right there! Blink

make sure to ask for your free mustache ride
mjrburn Offline
#12 Posted: Thu, Mar 7 2019, 12:31 PM EST
Joined: 02-28-2016
Posts: 1,596
I appreciate the help fellas! Applause
Did the freeze on all 3, a little time consuming but fairly easy and free. If I understand correctly, that will keep anyone from being able to apply for new credit with my ss# but if I want to protect or keep watch on my bank accounts and active credit lines I will still need a monitoring service. Hopefully the Bear will be able to help me with that.
Mr. Jones Offline
#13 Posted: Thu, Mar 7 2019, 8:41 PM EST
Joined: 06-12-2005
Posts: 19,419
Good choice ^^^...

It happened to my parents...

Then 5-6 years later!!!..some DUECE in N.J. got a $37,000 operation using my dead fathers information@ a hospital for free...ON THE FIRST DAY ,the dueces who stole my moms wallet made off with about $8-10K in Boscovs gift cards, cash from the bank ATM and stereo equipment from Best Buy ...all in under 3 HOURS...

My father was dying from a blood disease when two DUECES pick pocketed them in an elevator at a hospital when he was there for a PROCRIT INJECTION...
F***ING LOW LIFE CRIMINALS PREYING ON A CRITICAL
77 YR OLD EMACIATED patient and his distraught wife who were in grief for over a year fighting
MMD? MMDS? PRE LUKEIMIA BLOOD disease...

OH WELL...that might explain how long these low life SCUM "sit on your all your #information...SOCIAL # , HEALTH INS. #, MEDICARE #, CREDIT CARD #"....

THEN SELL THEM ON THE DARK WEB FOR A "SECOND GO ROUND" and screw you over A.G.A.I.N......

KEEP IT FROZEN FOREVER...THEY NEVER GIVE UP...
Ewok126 Offline
#14 Posted: Thu, Mar 7 2019, 8:49 PM EST
Joined: 06-25-2017
Posts: 4,356
frankj1 wrote:
make sure to ask for your free mustache ride


The code at checkout is

Geraldo Rivera
mjrburn Offline
#15 Posted: Fri, Mar 8 2019, 1:13 AM EST
Joined: 02-28-2016
Posts: 1,596
Mr. Jones wrote:


KEEP IT FROZEN FOREVER...THEY NEVER GIVE UP...


Thanks for the advice, Mr. Jones, I'll do just that!

Ewok126 wrote:
The code at checkout is

Geraldo Rivera


'preciate the password ewok, I tried "Sam Elliott" and got no where Confused
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