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I still say inflation is good……
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Plowboy221 Offline
#1 Posted: Sat, Feb 12 2022, 11:49 AM EST
Joined: 03-03-2013
Posts: 5,140
Yeah, homeowners insurance is going up over two hundred dollars a year, prices of every day items are going up, this will farther increase the the gap from the have and have nots, just bought a “new” car 2016, good credit and income but still couldn’t get an interest rate below 7%? insurance is still over 500 dollars a year just on that one vehicle….
Brewha Offline
#2 Posted: Sat, Feb 12 2022, 11:53 AM EST
Joined: 01-25-2010
Posts: 12,161
Good for some, not so much for others.

I hear it’s a good time to be a car dealer….
Plowboy221 Offline
#3 Posted: Sat, Feb 12 2022, 11:59 AM EST
Joined: 03-03-2013
Posts: 5,140
12 days on the road, total of 573.11 for meals, showers, and other random things along the way….
Speyside2 Offline
#4 Posted: Sat, Feb 12 2022, 12:07 PM EST
Joined: 11-11-2021
Posts: 2,358
Supposedly Ford and GM are cracking down on over invoice pricing. Inflation has been very good for our net worth.
Brewha Offline
#5 Posted: Sat, Feb 12 2022, 12:09 PM EST
Joined: 01-25-2010
Posts: 12,161
Fifty bucks a day doesn’t seem too bad.

What do you do?
BuckyB93 Offline
#6 Posted: Sat, Feb 12 2022, 12:11 PM EST
Joined: 07-16-2004
Posts: 14,163
I don't have any debt other than a few hunnerd on a credit card for plane tickets.

What bothers me is the situation that we are handing down to our kids. They are the ones who will inherit and have to pay the price of the F-ed up situation that we have allowed to happen.
Brewha Offline
#7 Posted: Sat, Feb 12 2022, 12:16 PM EST
Joined: 01-25-2010
Posts: 12,161
BuckyB93 wrote:
I don't have any debt other than a few hunnerd on a credit card for plane tickets.

What bothers me is the situation that we are handing down to our kids. They are the ones who will inherit and have to pay the price of the F-ed up situation that we have allowed to happen.

So true, in so many different ways.
Plowboy221 Offline
#8 Posted: Sat, Feb 12 2022, 12:20 PM EST
Joined: 03-03-2013
Posts: 5,140
Brewha wrote:
Fifty bucks a day doesn’t seem too bad.

What do you do?



Drive truck, used to be able to write that off come tax time…. But as a company driver they got rid of that. Being gone over 230 days a year that was a massive write off…..
DaveSoCal Offline
#9 Posted: Sat, Feb 12 2022, 12:21 PM EST
Joined: 09-14-2014
Posts: 11

interest rate - PLEASE let it go up................Then I can start making money on CD's
Plowboy221 Offline
#10 Posted: Sat, Feb 12 2022, 12:23 PM EST
Joined: 03-03-2013
Posts: 5,140
DaveSoCal wrote:
interest rate - PLEASE let it go up................Then I can start making money on CD's



Crypto, it’s been a wild ride so far, I still think it’ll pay off. But if not I’m only out a couple/few grand….
Brewha Offline
#11 Posted: Sat, Feb 12 2022, 12:26 PM EST
Joined: 01-25-2010
Posts: 12,161
Speyside2 wrote:
Supposedly Ford and GM are cracking down on over invoice pricing. Inflation has been very good for our net worth.

Here in Texas, we have laws to protect car dealerships. You cannot buy direct from a manufacturer. These are the guys that are adding hundreds or thousands of dollars above MSRP - cause they can.

I looked to order a car from a manufacturer. Get this: I can order on line direct. They will deliver it to my home titled though another state - and I get to pay FULL sales tax to Texas when I register it.

But Tesla cannot have a store in Texas…..
Brewha Offline
#12 Posted: Sat, Feb 12 2022, 12:29 PM EST
Joined: 01-25-2010
Posts: 12,161
Plowboy221 wrote:
Drive truck, used to be able to write that off come tax time…. But as a company driver they got rid of that. Being gone over 230 days a year that was a massive write off…..

We all have to do our part to help the rich get richer…..
tonygraz Offline
#13 Posted: Sat, Feb 12 2022, 12:35 PM EST
Joined: 08-11-2008
Posts: 20,230
Do you think big oil might have an influence on that ?
Brewha Offline
#14 Posted: Sat, Feb 12 2022, 12:39 PM EST
Joined: 01-25-2010
Posts: 12,161
tonygraz wrote:
Do you think big oil might have an influence on that ?

Big Oil kinda owns the state. I know they own the state govmut.

Not sure what their angle is on the car dealers. Course its the big money family’s that own the dealerships.

I know Big Oil has squashed EV’s for decades. GM is a great example.
BuckyB93 Offline
#15 Posted: Sat, Feb 12 2022, 1:15 PM EST
Joined: 07-16-2004
Posts: 14,163
Plowboy221 wrote:
Crypto, it’s been a wild ride so far, I still think it’ll pay off. But if not I’m only out a couple/few grand….


Crypto is a wild ride. Have a little sitting in on it but not much. Just in on some more "stable" ones like ETH, ADA, BTC. I just let it ride. It's super volatile and +/- 10% swings weekly are not out of the norm and not for the fain of heart.
deadeyedick Offline
#16 Posted: Sat, Feb 12 2022, 1:21 PM EST
Joined: 03-13-2003
Posts: 17,068
DaveSoCal wrote:
interest rate - PLEASE let it go up................Then I can start making money on CD's


Iffn you think you will come out ahead after purchasing power is considered you must be smoking something other than cigars.
BuckyB93 Offline
#17 Posted: Sat, Feb 12 2022, 1:58 PM EST
Joined: 07-16-2004
Posts: 14,163
Brewha wrote:
Big Oil kinda owns the state. I know they own the state govmut.

Not sure what their angle is on the car dealers. Course its the big money family’s that own the dealerships.

I know Big Oil has squashed EV’s for decades. GM is a great example.


I agree, I'd like to see more EV's on the road but they have their limitations. I think their foot in the door might be short stints in local travel (say a couple hundred mile range round trip). Not sure battery tech will get much further than that unless a break through happens. We should research a small nuclear energy power system that can be strapped on our back and teleport from place to place. I've seen a prototype on TV. I think it was on Netflix and some infomercial called Star Trek.

Hard to bet against oil or natural gas (coal has been banned from use). In my life time internal combustion engines will still reign supreme. Oil still runs the world. You can't heat your house with solar panels. You can't transport large volumes of goods (cargo ships, semi trucks) with batteries.

Beyond using oil for it's trapped use for energy...
Look around your house and tabulate how much plastic and petroleum products you have around... it's all is made from oil.
What are you wearing? It's prolly around 50% synthetic fibers made from... oil.
The shoes on your feet... made from oil.
From your trash bags, your tuperware containers, your drinking straws, your oven, microwave, insulation in your house... all the way to the plastic trash cans that you use dispose of these items .... all made from oil.
The oil that is used to lubricate gears in any moving part... made from oil.
The dashboard, seats, upholstery, insulation around the wires for electrical connections, body parts in any vehicle including EV's are made from... you guessed it.. oil.
The bottle of water that you are drinking from... made from oil.
The computer that you are typing on and the screen you are seeing it on... yep... made from oil.

Oil makes the world go around.
dkeage Offline
#18 Posted: Sat, Feb 12 2022, 2:04 PM EST
Joined: 03-05-2004
Posts: 15,149
BuckyB93 wrote:
I agree, I'd like to see more EV's on the road but they have their limitations. I think their foot in the door might be short stints in local travel (say a couple hundred mile range round trip). Not sure battery tech will get much further than that unless a break through happens. We should research a small nuclear energy power system that can be strapped on our back and teleport from place to place. I've seen a prototype on TV. I think it was on Netflix and some infomercial called Star Trek.

Hard to bet against oil or natural gas (coal has been banned from use). In my life time internal combustion engines will still reign supreme. Oil still runs the world. You can't heat your house with solar panels. You can't transport large volumes of goods (cargo ships, semi trucks) with batteries.

Beyond using oil for it's trapped use for energy...
Look around your house and tabulate how much plastic and petroleum products you have around... it's all is made from oil.
What are you wearing? It's prolly around 50% synthetic fibers made from... oil.
The shoes on your feet... made from oil.
From your trash bags, your tuperware containers, your drinking straws, your oven, microwave, insulation in your house... all the way to the plastic trash cans that you use dispose of these items .... all made from oil.
The oil that is used to lubricate gears in any moving part... made from oil.
The dashboard, seats, upholstery, insulation around the wires for electrical connections, body parts in any vehicle including EV's are made from... you guessed it.. oil.
The bottle of water that you are drinking from... made from oil.
The computer that you are typing on and the screen you are seeing it on... yep... made from oil.

Oil makes the world go around.




“If you don’t have an oil well, get one!”
BuckyB93 Offline
#19 Posted: Sat, Feb 12 2022, 2:06 PM EST
Joined: 07-16-2004
Posts: 14,163
One thing oil doesn't help with is being a food source. Hemp is the world's premiere food source.

NINE! teen
BuckyB93 Offline
#20 Posted: Sat, Feb 12 2022, 2:08 PM EST
Joined: 07-16-2004
Posts: 14,163
dkeage wrote:
“If you don’t have an oil well, get one!”


https://www.youtube.com/watch?v=NwzaxUF0k18
Speyside2 Offline
#21 Posted: Sat, Feb 12 2022, 2:08 PM EST
Joined: 11-11-2021
Posts: 2,358
Car dealerships being legally able to price gouge consumers is insane. Though I must note that you do choose to live in Texas. It is not a state my conscience would allow me to live in.
Plowboy221 Offline
#22 Posted: Sat, Feb 12 2022, 2:11 PM EST
Joined: 03-03-2013
Posts: 5,140
The thousand dollar gas guzzler tax is a bit extreme, I went with the 5.7 hemi instead of the 392 to save a few 💰 though.
BuckyB93 Offline
#23 Posted: Sat, Feb 12 2022, 2:13 PM EST
Joined: 07-16-2004
Posts: 14,163
Speyside2 wrote:
Car dealerships being legally able to price gouge consumers is insane. Though I must note that you do choose to live in Texas. It is not a state my conscience would allow me to live in.


Yeah, the Cowboys suck and the pinup cheerleaders are a thing of the past. That said, it's prolly better than living in MA.
Brewha Offline
#24 Posted: Sat, Feb 12 2022, 7:56 PM EST
Joined: 01-25-2010
Posts: 12,161
BuckyB93 wrote:
I agree, I'd like to see more EV's on the road but they have their limitations. I think their foot in the door might be short stints in local travel (say a couple hundred mile range round trip). Not sure battery tech will get much further than that unless a break through happens. We should research a small nuclear energy power system that can be strapped on our back and teleport from place to place. I've seen a prototype on TV. I think it was on Netflix and some infomercial called Star Trek.

Hard to bet against oil or natural gas (coal has been banned from use). In my life time internal combustion engines will still reign supreme. Oil still runs the world. You can't heat your house with solar panels. You can't transport large volumes of goods (cargo ships, semi trucks) with batteries.

Beyond using oil for it's trapped use for energy...
Look around your house and tabulate how much plastic and petroleum products you have around... it's all is made from oil.
What are you wearing? It's prolly around 50% synthetic fibers made from... oil.
The shoes on your feet... made from oil.
From your trash bags, your tuperware containers, your drinking straws, your oven, microwave, insulation in your house... all the way to the plastic trash cans that you use dispose of these items .... all made from oil.
The oil that is used to lubricate gears in any moving part... made from oil.
The dashboard, seats, upholstery, insulation around the wires for electrical connections, body parts in any vehicle including EV's are made from... you guessed it.. oil.
The bottle of water that you are drinking from... made from oil.
The computer that you are typing on and the screen you are seeing it on... yep... made from oil.

Oil makes the world go around.


Petrochemicals will always have a home in manufacturing goods. No worries.

You can heat your house with solar panels. Google home powerwall.
Tesla is going into production with semi trucks - EV’s.
Amazon is going electric for delivery.

I plan on ordering and EV in the next few weeks. I’ll let you know how the 350 miles of range and home changing work out.

I test drove one of these EV’s a week or two ago - It kicked the azz of an ICE car. Just sayin’
Brewha Offline
#25 Posted: Sat, Feb 12 2022, 8:00 PM EST
Joined: 01-25-2010
Posts: 12,161
Speyside2 wrote:
Car dealerships being legally able to price gouge consumers is insane. Though I must note that you do choose to live in Texas. It is not a state my conscience would allow me to live in.

True. My Wife feels the same way.

But Azzholes are everywhere. We just have more in Texas for the time being.

Maybe once we kick Cruz and Abbutt to the curb. I mean someone has to do it….
Brewha Offline
#26 Posted: Sat, Feb 12 2022, 8:03 PM EST
Joined: 01-25-2010
Posts: 12,161
BuckyB93 wrote:
Yeah, the Cowboys suck and the pinup cheerleaders are a thing of the past. That said, it's prolly better than living in MA.

Yeah, but WB is here - so maybe….
MACS Offline
#27 Posted: Sat, Feb 12 2022, 8:04 PM EST
Joined: 02-26-2004
Posts: 79,741
Inflation is not good.

It is almost always caused by idiotic gov't decisions. In this case... handing out free money to lazy asses and idiots who were ALREADY on the dole... and forcing those that wanted to work to stay at home.

FACTS.
Brewha Offline
#28 Posted: Sat, Feb 12 2022, 9:05 PM EST
Joined: 01-25-2010
Posts: 12,161
MACS wrote:
Inflation is not good.

It is almost always caused by idiotic gov't decisions. In this case... handing out free money to lazy asses and idiots who were ALREADY on the dole... and forcing those that wanted to work to stay at home.

FACTS.

So, you’re saying that welfare abuse causes inflation?
Whistlebritches Offline
#29 Posted: Sat, Feb 12 2022, 10:02 PM EST
Joined: 04-23-2006
Posts: 22,128
dkeage wrote:
“If you don’t have an oil well, get one!”



True...........my royalty check has tripled in the last few months
Whistlebritches Offline
#30 Posted: Sat, Feb 12 2022, 10:09 PM EST
Joined: 04-23-2006
Posts: 22,128
Brewha wrote:
Yeah, but WB is here - so maybe….



We need to get together and herf...........we could talk and joke about anything but politics,works for me and Delta.

From what part of the Lone Star do you hail?
Sunoverbeach Offline
#31 Posted: Sat, Feb 12 2022, 10:20 PM EST
Joined: 08-11-2017
Posts: 14,647
My wife isn’t very bright. The other day she was at the store, and just as she was heading for our car, someone stole it! I said, “Did you see the guy that did it?” She said, “No, but I got the license plate.”
- RD
Brewha Offline
#32 Posted: Sat, Feb 12 2022, 10:31 PM EST
Joined: 01-25-2010
Posts: 12,161
Whistlebritches wrote:
We need to get together and herf...........we could talk and joke about anything but politics,works for me and Delta.

From what part of the Lone Star do you hail?

Highland Village in Denton county, Dallas area. You?

Are they still doing the virtual here? Thought I might have seen you there.
bgz Offline
#33 Posted: Sun, Feb 13 2022, 9:05 AM EST
Joined: 07-29-2014
Posts: 13,023
We still do the virtual.
rfenst Offline
#34 Posted: Sun, Feb 13 2022, 4:35 PM EST
Joined: 06-23-2007
Posts: 39,251
MACS wrote:
Inflation is not good.

It is almost always caused by idiotic gov't decisions. In this case... handing out free money to lazy asses and idiots who were ALREADY on the dole... and forcing those that wanted to work to stay at home.

FACTS.

Let's say you live on a fixed income with COLA each year, don't owe much on your home, don't need a new car and aren't inclined to travel much and have a retirement account that is doing well over the long-run. Inflation, theoretically, would not hurt your income. Your house will appreciate and the market basket of goods and services you purchase will have a considerably lower inflation rate. A little inflation can be a good thing under the right circumstances.
HockeyDad Offline
#35 Posted: Sun, Feb 13 2022, 4:47 PM EST
Joined: 09-20-2000
Posts: 46,119
rfenst wrote:
Let's say you live on a fixed income with COLA each year, don't owe much on your home, don't need a new car and aren't inclined to travel much and have a retirement account that is doing well over the long-run. Inflation, theoretically, would not hurt your income. Your house will appreciate and the market basket of goods and services you purchase will have a considerably lower inflation rate. A little inflation can be a good thing under the right circumstances.


So people sitting around waiting to die will be OK? Unless Covid….
Whistlebritches Offline
#36 Posted: Sun, Feb 13 2022, 7:51 PM EST
Joined: 04-23-2006
Posts: 22,128
Brewha wrote:
Highland Village in Denton county, Dallas area. You?

Are they still doing the virtual here? Thought I might have seen you there.



My best friend and battle buddy from the Navy lives in Denton just up the road from HV.Next time we're going to visit I'll give you a heads up.

I live in Knox City,a small town about 2 1/2-3 hours west of Denton.Now if you like to fish you may want to head out my way...........blue cat all winter and spring,hybrid striper,crappie and white bass spring,summer and fall,fall to the start of winter everything bites.

They are............I have friends in the real world.I prefer to spend my time with them.
rfenst Offline
#37 Posted: Sun, Feb 13 2022, 8:02 PM EST
Joined: 06-23-2007
Posts: 39,251
HockeyDad wrote:
So people sitting around waiting to die will be OK? Unless Covid….

People like those who I described- are doing real well right now.
frankj1 Offline
#38 Posted: Sun, Feb 13 2022, 9:42 PM EST
Joined: 02-08-2007
Posts: 44,211
Whistlebritches wrote:
My best friend and battle buddy from the Navy lives in Denton just up the road from HV.Next time we're going to visit I'll give you a heads up.

I live in Knox City,a small town about 2 1/2-3 hours west of Denton.Now if you like to fish you may want to head out my way...........blue cat all winter and spring,hybrid striper,crappie and white bass spring,summer and fall,fall to the start of winter everything bites.

They are............I have friends in the real world.I prefer to spend my time with them.

I knew this is really how you are, but many here might be surprised.

I seem to recall a quick hello on a phone call to a (North?) Dallas herf about 4 years ago...? Think I spoke with Brew, maybe Drafter, Mikey, Coolbreeze et al.
Sunoverbeach Offline
#39 Posted: Sun, Feb 13 2022, 10:38 PM EST
Joined: 08-11-2017
Posts: 14,647
My wife made me join a bridge club. I jump off next Tuesday.
- RD
Speyside2 Offline
#40 Posted: Mon, Feb 14 2022, 10:03 AM EST
Joined: 11-11-2021
Posts: 2,358
Inflation is another word for taxes.
rfenst Offline
#41 Posted: Mon, Feb 14 2022, 10:18 AM EST
Joined: 06-23-2007
Posts: 39,251
Speyside2 wrote:
Inflation is another word for taxes.

And, it's almost impossible to reduce too.
HockeyDad Offline
#42 Posted: Mon, Feb 14 2022, 11:12 AM EST
Joined: 09-20-2000
Posts: 46,119
Speyside2 wrote:
Inflation is another word for taxes.


That’s the beauty of it. The party of “tax the rich” is taxing the poor.
HockeyDad Offline
#43 Posted: Mon, Feb 14 2022, 11:12 AM EST
Joined: 09-20-2000
Posts: 46,119
rfenst wrote:
And, it's almost impossible to reduce too.


I heard it was transitory.
Whistlebritches Offline
#44 Posted: Mon, Feb 14 2022, 1:54 PM EST
Joined: 04-23-2006
Posts: 22,128
frankj1 wrote:
I knew this is really how you are, but many here might be surprised.

I seem to recall a quick hello on a phone call to a (North?) Dallas herf about 4 years ago...? Think I spoke with Brew, maybe Drafter, Mikey, Coolbreeze et al.


We're very welcoming folks and gracious host...............just ignore that hogleg hanging off my hip.
Sunoverbeach Offline
#45 Posted: Mon, Feb 14 2022, 9:05 PM EST
Joined: 08-11-2017
Posts: 14,647
I knew a girl so ugly, they use her in prisons to cure sex offenders.
- RD
frankj1 Offline
#46 Posted: Mon, Feb 14 2022, 11:10 PM EST
Joined: 02-08-2007
Posts: 44,211
Whistlebritches wrote:
We're very welcoming folks and gracious host...............just ignore that hogleg hanging off my hip.

I been ignoring it since we became friends!
Whistlebritches Offline
#47 Posted: Mon, Feb 14 2022, 11:18 PM EST
Joined: 04-23-2006
Posts: 22,128
frankj1 wrote:
I been ignoring it since we became friends!



LOL LOL LOL
Speyside2 Offline
#48 Posted: Tue, Feb 15 2022, 3:43 PM EST
Joined: 11-11-2021
Posts: 2,358
Easy for you to say. Ask a woman from Texas, she would be more afraid of your third leg than his hog leg.
Speyside2 Offline
#49 Posted: Tue, Feb 15 2022, 3:45 PM EST
Joined: 11-11-2021
Posts: 2,358
Seriously though, why would anyone other than someone going to commit a crime be afraid of a law abiding citizen carrying a gun?
Sunoverbeach Offline
#50 Posted: Tue, Feb 15 2022, 10:07 PM EST
Joined: 08-11-2017
Posts: 14,647
And we were poor too. Why, if I wasn’t born a boy, I’d have nothing to play with!
- RD
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