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Last post 9 years ago by dkeage. 26 replies replies.
Some DB in Los Angeles stole my SS# , name and Addy
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dkeage Offline
#1 Posted: Mon, Aug 25 2014, 7:10 PM EST
Joined: 03-05-2004
Posts: 15,155
Evidently my middle name is now Ken too...


Brick wall Brick wall Brick wall Brick wall

10 credit inquiries in the last 3 days. Only found 1 that gave it to them so far....they applied for a car loan yesterday.
sd72 Offline
#2 Posted: Mon, Aug 25 2014, 7:14 PM EST
Joined: 03-09-2011
Posts: 9,600
Good luck bros. long road ahead of you.
dharbolt Offline
#3 Posted: Mon, Aug 25 2014, 7:16 PM EST
Joined: 08-03-2013
Posts: 6,931
Ugh. Sorry to hear that. Good luck
ZRX1200 Offline
#4 Posted: Mon, Aug 25 2014, 7:19 PM EST
Joined: 07-08-2007
Posts: 60,627
At least he didn't buy any Papa Murphys.
shaun341 Offline
#5 Posted: Mon, Aug 25 2014, 7:39 PM EST
Joined: 08-02-2012
Posts: 8,826
Crazy how something like that can happen, at least it sounds like you caught it early so hopefully protecting yourself won't be too hard. Gl and I hope they catch the person with or without the Papa Murphys.
DaQueenBeez Offline
#6 Posted: Mon, Aug 25 2014, 7:45 PM EST
Joined: 01-26-2007
Posts: 20,837
Best of luck, fella. It's a nightmare that's with you for the rest of your life, I'm afraid. Once someone uses your ssn, you have an alias that you will carry to your grave. Some useless cow deadbeat in Houston Texas used my ssn to get a bunch of in-store credit, jewelry, gas cards, and apparently a car, made a couple of payments, then disappeared. When they couldn't find her, they traced the ssn and sued ME.

I've never set foot in Houston.

Ever.

And the most recent address she gave was in the middle of a lake.

She used my first name, but a different last name, and always gave addresses in Houston (she did appear to be trying to copy my signature - my initial letters are pretty unique - just with a different name, but the minute she used my ssn, she could have called herself L'rrr from the Planet Omicron Persei 8, written in Chinese calligraphy and I'd have been just as screwed, and THAT would be the AKA listed on my credit report and ALL official documents for the rest of my life. It took a lawyer to deal with it, and every now and then it STILL shows back up when one company is bought out by another or sells old uncollected debts or lord knows what. The debts under her name stayed on the credit report, btw, because it's linked to the ssn...NOT the person attached to the ssn. Nice, huh?

Oh, and if you try to access your free credit report, they won't let you see it unless you answer their "prove it's you" questions...and some of them will be information about the deadbeat.
KingoftheCove Offline
#7 Posted: Mon, Aug 25 2014, 8:05 PM EST
Joined: 10-08-2011
Posts: 7,644
DaQueenBeez wrote:
Best of luck, fella. It's a nightmare that's with you for the rest of your life, I'm afraid. Once someone uses your ssn, you have an alias that you will carry to your grave. Some useless cow deadbeat in Houston Texas used my ssn to get a bunch of in-store credit, jewelry, gas cards, and apparently a car, made a couple of payments, then disappeared. When they couldn't find her, they traced the ssn and sued ME.

I've never set foot in Houston.

Ever.

And the most recent address she gave was in the middle of a lake.

She used my first name, but a different last name, and always gave addresses in Houston (she did appear to be trying to copy my signature - my initial letters are pretty unique - just with a different name, but the minute she used my ssn, she could have called herself L'rrr from the Planet Omicron Persei 8, written in Chinese calligraphy and I'd have been just as screwed, and THAT would be the AKA listed on my credit report and ALL official documents for the rest of my life. It took a lawyer to deal with it, and every now and then it STILL shows back up when one company is bought out by another or sells old uncollected debts or lord knows what. The debts under her name stayed on the credit report, btw, because it's linked to the ssn...NOT the person attached to the ssn. Nice, huh?

Oh, and if you try to access your free credit report, they won't let you see it unless you answer their "prove it's you" questions...and some of them will be information about the deadbeat.


Wow!
That's a major PITA, for you and the OP!!
Years ago, I got scammed once by a real low key pro.......and it slipped by me for 2 months......the third month there it is again, a $16.25 charge for some Internet service of some sort, and I'm wondering what the hell that is, and went back an saw it on my previous 2 bills. At the time, my line item on my CC was like 40+ purchases/month.........so it squeaked by me for 2 months.
My card company put a stop to it, they traced it (the place where my card data must have been stolen) back to a Canadian online pet pharmacy store, as a similar identity theft happened to many others visiting that site. The scammer, apparently based out of Austria, simply made small, regular payments to his "Internet" company from who knows how many people. I don't know if he was ever caught.
Whistlebritches Offline
#8 Posted: Mon, Aug 25 2014, 8:29 PM EST
Joined: 04-23-2006
Posts: 22,128
If you ever come up with their real identity fill me in........I know people that can eliminate problems like this.These are some lowlife scumbag mf'rs that need to be deprived of oxygen.


Ron
MACS Offline
#9 Posted: Mon, Aug 25 2014, 8:45 PM EST
Joined: 02-26-2004
Posts: 79,817
For the record... I live nowhere near LA and I don't know your SSN. Whistle
Gene363 Offline
#10 Posted: Mon, Aug 25 2014, 8:55 PM EST
Joined: 01-24-2003
Posts: 30,836

Time to freeze your credit report at all three reporting companies. Contact each of the three credit bureaus individually at the following sites: Equifax, Experian and TransUnion.

http://www.huffingtonpost.com/jason-alderman/should-you-freeze-your-cr_b_3193577.html
danmdevries Offline
#11 Posted: Mon, Aug 25 2014, 9:07 PM EST
Joined: 02-11-2014
Posts: 17,426
Gene363 wrote:
Time to freeze your credit report at all three reporting companies. Contact each of the three credit bureaus individually at the following sites: Equifax, Experian and TransUnion.

http://www.huffingtonpost.com/jason-alderman/should-you-freeze-your-cr_b_3193577.html


This.

Been through it twice before. Now I can't damn near use a credit card without a phone call but it took YEARS to sort through all the damage the two asshats caused.

First line is to contact the three credit bureaus. Do this before you go to bed, do this before you drive home. Do this sooner than you have time to do it. Don't find time, make time, or otherwise. NOW is the time.
Thunder.Gerbil Offline
#12 Posted: Mon, Aug 25 2014, 9:33 PM EST
Joined: 11-02-2006
Posts: 121,359
Looks like jj just pwned you.

Nah, it was probably rickamaven.
dstieger Offline
#13 Posted: Tue, Aug 26 2014, 8:17 AM EST
Joined: 06-22-2007
Posts: 10,889
How'd you find out so fast? What monitoring service do you use?
dkeage Offline
#14 Posted: Tue, Aug 26 2014, 8:37 AM EST
Joined: 03-05-2004
Posts: 15,155
dstieger wrote:
How'd you find out so fast? What monitoring service do you use?

Target called me to confirm if I applied for a credit card and ordered two TVs and a clothes hamper.

What I didn't think of until later was how they had my cell number? Did the DB have it, and if so was dumb enough to list it? Think Guess I'll be calling target back today

All 3 bureaus have been frozen. A report filed with the FTC. Most of the vendors they applied at have been contacted. Now I need to file a police report and try to get all these inquiries off my credit reports. AND try to get ahold of the Auto lender they applied to....I sure hope they didn't get a car...

I'm 1600 miles from home....all my credit cards are frozen... Brick wall
dstieger Offline
#15 Posted: Tue, Aug 26 2014, 8:42 AM EST
Joined: 06-22-2007
Posts: 10,889
Thanks for the update. Sending good thoughts that things get straightened out quickly....and that the catch and prosecute the thief.

Life Lock is sounding more and more appealing.
edwarderc2 Offline
#16 Posted: Fri, Aug 29 2014, 9:12 PM EST
Joined: 04-26-2006
Posts: 1,005
Had something similar happen to me not too long ago. Had my correct SSN, wrong middle name, wrong DOB, still able to START A BUSINESS. Skipped out on a bunch of vendors. I found out when a collection agency contacted me. Thankfully, I was able to convince them fairly quickly that it was something I had nothing to do with, and it went away.
Burner02 Offline
#17 Posted: Sat, Aug 30 2014, 5:07 AM EST
Joined: 12-21-2010
Posts: 12,884
This kind of activity really sux. Hope you get it straitened out soon.
dkeage Offline
#18 Posted: Sat, Aug 30 2014, 6:27 PM EST
Joined: 03-05-2004
Posts: 15,155
Burner02 wrote:
This kind of activity really sux. Hope you get it straitened out soon.

Hey! Didn't get a bill for something today!!! Beer

Still waiting on official police report. Had to do over phone since I'm gonna be 1500 miles from home for awhile still

Thanks for the positive thoughts..
wheelrite Offline
#19 Posted: Sat, Aug 30 2014, 6:46 PM EST
Joined: 11-01-2006
Posts: 50,119
Sorry for your troubles..

That really sux...

wheel,,
dkeage Offline
#20 Posted: Sat, Aug 30 2014, 6:58 PM EST
Joined: 03-05-2004
Posts: 15,155
wheelrite wrote:
Sorry for your troubles..

That really sux...

wheel,,



Thanks. The thing that really makes me mad is that we busted our butts to have no debt than our mortgage.... Had near perfect credit. Now it goes down daily....


Maybe I'll never need to borrow money again.... Sarcasm
Gene363 Offline
#21 Posted: Sat, Aug 30 2014, 7:49 PM EST
Joined: 01-24-2003
Posts: 30,836
dkeage wrote:
Thanks. The thing that really makes me mad is that we busted our butts to have no debt than our mortgage.... Had near perfect credit. Now it goes down daily....


Maybe I'll never need to borrow money again.... Sarcasm


That really isn't a bad idea. Saving up and paying cash will save you much over time. I learned this from Dave Ramsey and that is why I was able to retire early.
dkeage Offline
#22 Posted: Sat, Aug 30 2014, 8:03 PM EST
Joined: 03-05-2004
Posts: 15,155
Gene363 wrote:

That really isn't a bad idea. Saving up and paying cash will save you much over time. I learned this from Dave Ramsey and that is why I was able to retire early.

Exactly why we have no debt. Nice to have the cushion if needed in an emergency tho..
Gene363 Offline
#23 Posted: Sat, Aug 30 2014, 10:37 PM EST
Joined: 01-24-2003
Posts: 30,836
dkeage wrote:
Exactly why we have no debt. Nice to have the cushion if needed in an emergency tho..


ThumpUp
wheelrite Offline
#24 Posted: Sun, Aug 31 2014, 8:38 AM EST
Joined: 11-01-2006
Posts: 50,119
Gene363 wrote:

That really isn't a bad idea. Saving up and paying cash will save you much over time. I learned this from Dave Ramsey and that is why I was able to retire early.



About 10 yrs ago we paid off all credit card debt and closed the accounts and other revolving credit lines.. I averaged $1000 a month on American Express. We now pay $$ for everything. The only debt we have is one car payment and the mortgage.
I have one credit card and have only used it for renting a car when we travel.

It was the best thing we ever did...

wheel,,
8trackdisco Offline
#25 Posted: Sun, Aug 31 2014, 10:27 PM EST
Joined: 11-06-2004
Posts: 60,087
dkeage wrote:
Exactly why we have no debt. Nice to have the cushion if needed in an emergency tho..


Crap Kipp. Are you able to get your hands on some cash now?
dkeage Offline
#26 Posted: Sun, Aug 31 2014, 10:35 PM EST
Joined: 03-05-2004
Posts: 15,155
8trackdisco wrote:
Crap Kipp. Are you able to get your hands on some cash now?

Not really. You gots?
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