rayder1: a friend of ours has 2 boys; dad was an abusive (expletive), and i'm filling in as father figure to them -- they're 8 and 11, but imo that's about the right time to teach them about setting REALISTIC goals and making REALISTIC plans on how to reach them.
the eldest boy said that when he grew up he was going to work in an office "and just rake in the money." of course, he didn't have clue one about one DID in ANY office job or that all jobs don't necessarily bring in the billions. lol
he's also not keen on school (though last year he got straight A's. woo hoo!), but we're working on connecting all these dots -- like that how you handle school is very good training for how you'll handle life afterwards, that you acheive the big goals by setting smaller goals and having a plan of attack to reach them, etc. stuff like that.
i was 3 years out of h.s. before i even learned that there was such a thing as a credit report! my best friend taught me about it when i was thinking of applying for a credit card -- i had no clue whatsoever. anyway, i don't want these kids to grow up clueless, and i don't want them to go through jr. high and high school thinking that it's just some dumb thing that kids have to do before they're set free to claim their cushy office job and rake in those millions.
teachers do a great job at what they do, but school curiculi seem to have dropped a lot of the "life skills" courses, and those teachers who used to expend the energy on teaching such things in english, math, etc. no longer have the luxury of tackling such things as "did you know that you're not automatically handed a house and a job and a car?"
such things are, imo, up to parents and family to teach anyway, but it seems like a whole lot of younger folks missed out on those kinds of lessons and info.