I know saying this is a semi thread-jacking, but IF Social Security HAD been put into the stock market from day one, we'd be multiple times better off ...
The REAL problem with SS is that the so-called SS Trust Fund doesn't exist!! ... that's right, boys and girls ... there IS no trust fund, at least not in the sense that term is used anywhere else ... SS funds flow into and out of the general fund ... tomorrows pay-outs to retirees will come from the pay-ins of all the workers ...
Then, because the pyramid is becoming inverted (soon, we'll have a larger base of payEES than payERS), it will topple over ...
Irrespective of who's elected, THAT's a problem that needs fixing ... and ACTION, not rhetoric, is what's required ...