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Last post 6 years ago by Stinkdyr. 22 replies replies.
Don't EVER bank with Chase!
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fishinguitarman Offline
#1 Posted: Tue, May 16 2017, 6:39 PM EST
Joined: 07-29-2006
Posts: 69,148
Just warnin u!
Abrignac Offline
#2 Posted: Tue, May 16 2017, 7:09 PM EST
Joined: 02-24-2012
Posts: 17,278
I've known that for 8 years. You're getting slow in your old age.
abjd14 Offline
#3 Posted: Tue, May 16 2017, 7:24 PM EST
Joined: 08-08-2012
Posts: 396
?????
deadeyedick Offline
#4 Posted: Tue, May 16 2017, 7:41 PM EST
Joined: 03-13-2003
Posts: 17,089
Worse than Wells Fargo? Those fuggers notified me my card was on hold due to unauthorized activity and when I called they could not find my account and asked me to go to a local branch to get it cleared up.

By then my card had been cancelled and I had to notify about 10 companies that my card would not make the monthly payments and had to wait for a new one. Later, they admitted it was all a mistake on their part.Brick wall
Abrignac Offline
#5 Posted: Tue, May 16 2017, 7:57 PM EST
Joined: 02-24-2012
Posts: 17,278
deadeyedick wrote:
Worse than Wells Fargo? Those fuggers notified me my card was on hold due to unauthorized activity and when I called they could not find my account and asked me to go to a local branch to get it cleared up.

By then my card had been cancelled and I had to notify about 10 companies that my card would not make the monthly payments and had to wait for a new one. Later, they admitted it was all a mistake on their part.Brick wall



There are no WF branches in Louisiana. So after the flood they sent a mobile branch (converted 18 Wheeler tailor) here so the people who had mortgages with them could deposit flood insurance checks and pay contractors who were rebuilding their homes. I don't recall hearing anyone praising them.
MACS Offline
#6 Posted: Tue, May 16 2017, 8:20 PM EST
Joined: 02-26-2004
Posts: 79,779
Every bank in the world sucks balls. Most credit unions do, too.

The exception: Navy Federal Credit Union. The best, hands down.
SteveS Offline
#7 Posted: Wed, May 17 2017, 1:13 AM EST
Joined: 01-13-2002
Posts: 8,751
I quit Chase a long time ago ... biggest a$$holes I ever dealt with ... they bought WaMu where I had been banking and I became unhappy with them within weeks ...

MrsS was using Wells Fargo for her business banking and gave me the name of a really nice guy to see there ... well, he WAS a nice guy and took good care of me ... in fact, he was SO nice, he opened a second account for me without my even asking ... I discovered it when I noticed money being debited from my account and went to see Mr. Nice Guy to find out what was going on ... his explanation was goofy, but he 'fixed' things by having the system return the money to my primary account automatically within hours of the time it was debited ...

that left me where I thought I was in the first place .... which was OK until a check hit the bank during those hours that the money was in the goofy acc't and there wasn't enough to cover it ... by the time they dinged me for the auto coverage, I DID have less money in my acc't than I thought ...

well, they refunded the fee, but still, it was a pain in the a$$ to have to go down and show 'em what had happened ... then, it happened a second time and they wouldn't refund the money, saying it was a 'one time courtesy gesture' on their part ... I pointed out it was their fault in the first place it had happened and I shouldn't need their furshlugginer courtesy gesture ...

Long story short (if it's not already too late for that), I made a huge public fuss in the branch and embarrassed them all to hell in front of several dozen customers ... they made me whole after a while whereupon I went to a Credit Union that serves Silicon Valley personnel, opened an acc't with a WF check for all the money I had there ... then, after the check cleared, I went to WF and told them to go pound sand ...

I'm pretty happy with the CU ... no funky monkey business, very straightforward and easy online banking in addition to treating me like solid gold when I choose to go into the branch ...
jespear Offline
#8 Posted: Wed, May 17 2017, 6:32 AM EST
Joined: 03-19-2004
Posts: 9,464
MACS wrote:
Every bank in the world sucks balls. Most credit unions do, too.

The exception: Navy Federal Credit Union. The best, hands down.


My thoughts exactly !

EVERY bank we have dealt with over the past 40 years has given us SOME sort of "fug-up" that was a real PITA.

OTOH . . .The Franklin Mint Credit Union has given us great service for YEARS.


jes
DrMaddVibe Offline
#9 Posted: Wed, May 17 2017, 8:45 AM EST
Joined: 10-21-2000
Posts: 55,431
After the divorce I had some debt...I was debt free for decades before that and HIGHLY recommend that...anyways, stuff was unavoidable due to the settlement...car repairs, taxes, house hit by lightning and had to get AC replaced and pool pump replaced as well as some electrical appliances...I had credit card debt all over the place and got tired of seemingly never paying it down. Looked online and saw Chase had a zero percent rollover, zero percent interest for 18 months credit card. I applied and last week I paid off all of my debt 7 months early. Not too shabby for having almost 8K in debt. I threw 4-7 hundred dollars at it each pay period and got it done. Now that I'm used to that kind of "payment" we're looking at getting a cabin cruiser.

I used Chase to obtain a goal that wasn't going to happen. It was a good thing for me.
LetsRock Offline
#10 Posted: Wed, May 17 2017, 8:57 AM EST
Joined: 01-23-2012
Posts: 4,595
MACS wrote:
Every bank in the world sucks balls. Most credit unions do, too.

The exception: Navy Federal Credit Union. The best, hands down.


I have been ONLY banking with a local credit union here (Bethpage Federal Credit Union) for 25 years....could not be happier and do not have one negative thing to say.
Hank_The_Tank Offline
#11 Posted: Wed, May 17 2017, 9:04 AM EST
Joined: 11-15-2016
Posts: 3,677
I only have a CC with Chase...it has treated me pretty well...although it is only my backup now. Now everything goes on my Cabelas card...points, points, points...like I really need more fishing gear though.

I was with First Merit (local bank) but they were bought out by Huntington. Haven't dealt with them much yet, so don't know what to think of them yet. First Merit was great though. The biggest annoyance is the travel time to the bank increased from 2 minutes to 6 minutes...haha
Burner02 Offline
#12 Posted: Wed, May 17 2017, 10:34 AM EST
Joined: 12-21-2010
Posts: 12,884
MACS wrote:
Every bank in the world sucks balls. Most credit unions do, too.

The exception: Navy Federal Credit Union. The best, hands down.



USAA

ThumpUp
MACS Offline
#13 Posted: Wed, May 17 2017, 1:23 PM EST
Joined: 02-26-2004
Posts: 79,779
Burner02 wrote:
USAA

ThumpUp


That's my insurance carrier.
fishinguitarman Offline
#14 Posted: Wed, May 17 2017, 2:45 PM EST
Joined: 07-29-2006
Posts: 69,148
I closed my account with them paid it off n they sent me 2 statements saying I owed them for the statements even tho I. Had been paperless for year!
DrafterX Offline
#15 Posted: Wed, May 17 2017, 2:45 PM EST
Joined: 10-18-2005
Posts: 98,551
Chase is a silly name anyways... Not talking
Stinkdyr Offline
#16 Posted: Wed, May 17 2017, 3:11 PM EST
Joined: 06-16-2009
Posts: 9,948
MACS wrote:
Every bank in the world sucks balls. Most credit unions do, too.

The exception: Navy Federal Credit Union. The best, hands down.



This is correct. BANK is a four letter word.

Crabby Crab
Krazeehorse Offline
#17 Posted: Wed, May 17 2017, 5:15 PM EST
Joined: 04-09-2010
Posts: 1,958
There seem's to be a consensus.
https://www.consumeraffairs.com/finance/chase_bank.html
Mr. Jones Offline
#18 Posted: Wed, May 17 2017, 9:47 PM EST
Joined: 06-12-2005
Posts: 19,423
Hey FGM,

SOUNDS like you've been getting screwed..
A lot lately...

By
"The Man"...

And multiple reasons and screwers...

Here's hoping you catch a break soon.
And win a few of your battles with the
Powerful, rich and government agencies..

Just outta curiousity....

Recently, in the last 24-18 months...
Have you really PISSED off anyone who is a vindictive PRICK who is possibly dropping your name on a few aynonmous TIP hot-lines ?

Just sayin...might be worth thinking about.
Could be nothing or possibly something?
fishinguitarman Offline
#19 Posted: Wed, May 17 2017, 10:32 PM EST
Joined: 07-29-2006
Posts: 69,148
Mr. Jones wrote:
Hey FGM,

SOUNDS like you've been getting screwed..
A lot lately...

By
"The Man"...

And multiple reasons and screwers...

Here's hoping you catch a break soon.
And win a few of your battles with the
Powerful, rich and government agencies..

Just outta curiousity....

Recently, in the last 24-18 months...
Have you really PISSED off anyone who is a vindictive PRICK who is possibly dropping your name on a few aynonmous TIP hot-lines ?

Just sayin...might be worth thinking about.
Could be nothing or possibly something?
fishinguitarman Offline
#20 Posted: Wed, May 17 2017, 10:34 PM EST
Joined: 07-29-2006
Posts: 69,148
fishinguitarman wrote:

Nobody. Just been quietly trying to back out of it
fishinguitarman Offline
#21 Posted: Wed, May 17 2017, 11:46 PM EST
Joined: 07-29-2006
Posts: 69,148
Now they have debited my acct twice for the closing amount 👎
Stinkdyr Offline
#22 Posted: Mon, May 22 2017, 12:54 PM EST
Joined: 06-16-2009
Posts: 9,948
fishinguitarman wrote:
Now they have debited my acct twice for the closing amount 👎



ALL YOUR $$'S ARE BLONG TO US!

Spanking
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