The rates for MMs will slowly creep up, as the Feds goose their bank rate to 2% by the end of 2019. Not huge, but better than nothing...and safe...
The collapse of 2007/2008 convinced me that I have to keep some cash as safe as possible...my other investments took a massive hit then...
and with the de-regulation of the finance industry and roll-back of Dodd-Frank, it's easy to see a repeat of some kind...those bassards are always looking for ways to separate the average Joe from his money, and put it into their own pockets...