Iowa

"I would much rather have a place on a salty river or lagoon though.......with a short boat ride to the ocean."

^ I like this idea.. I stayed the night at an RV park just south of Daytona Beach a couple years ago on the Indian River (I think).. had dolphins and **** 10 ft off the bank.. was very cool.. shrimp boats were shrimping up and down thru there also... lots of pitbulls tho..

Good luck getting homeowners insurance. If the home is within five miles of the gulf or ocean, insurance companies get skittish.

8Track, the simple truth is that everybody knows that if you can afford to build oceanfront you can afford to re-build your house every few years without any of that stupid insurance stuff.

We have a state-run insurance company. They'll insure you.

Yes, they will. Citizens Insurance is run by the state of florida. You will have a huge wind storm deductable though. Still, you will be insured. Depending on where you live(they call tghis the wind pool), you may have a seperate wind policy.

Galveston,TX....