Yeah, everyone has thier own ideas and agendas. I never rode without windshield.I say in the wind brother!
I did have saddle bags though. That was my choice. I suggest you decide for yourself what is the best bike for you!
If your wife is going to get her own bike in the near future, then this won't be a problem. Just rememebr, she will want to ride behind you every now and then. With the bike you are looking at, that won't happen.