rfenst
14 years ago

Health insurance should cover whatever the insurer and the insured agree upon. Isn't that the whole purpose of contracts? Government shouldn't even be involved in this stuff, unless it is a court settling a contract dispute.

borndead1 wrote:



For the sake of discussion, let's presume health insurance is optional:

So, you would like to have health or other important insurance to be a contract solely between the insurer and the insured? No government oversight? No standardization of benefits such that each company's type of policy is standard to all who have that particular type of policy? No standardized claim practices? No approval that the policy is being administered under state and federal law? What individual could challenge an insurer on their own and not expect to lose? Government involvement in standardization prevents a tremendous amount of litigation. It makes it (somewhat) easier for insurance policies to be understandable by lay people and lawyers. Most important, it protects consumers from predatory practices and makes certain insurers licensed to do business in a state are financially solvent. Ever have a claim go unpaid because the insurer couldn't afford to pay it? So, you have two choices: 1) Go self-insured; or 2) BOHIC with unregulated insurers. You are free to choose whichever you prefer- or not.
DrMaddVibe
14 years ago

For the sake of discussion, let's presume health insurance is optional:

rfenst wrote:





Thanks to the Kenyan King...it's not so whatever point you were attempting to make is moot.
rfenst
14 years ago

Health Insurers deny all sorts of medications prescribed by doctors because they simply don't want to pay for it. This happens all the time. Would this situation Fluke is discussing be more acceptable if that was the given reason or is the problem the fact that the call was based on religious grounds?

yardobeef wrote:




More precisely, they don't cover many name-brand medicines, but do almost always cover generics. When the drug isn't available as a generic, they still provide suitable (although sometimes not ideal) alternatives. And, there is almost always an over-ride provision that ultimately allows the name-brand to be used when the generics or substitutes are ineffective.
rfenst
14 years ago

Thanks to the Kenyan King...it's not so whatever point you were attempting to make is moot.

DrMaddVibe wrote:



For those incapable of staying on point or dragging a straw-man into the discussion... 🙂
DrMaddVibe
14 years ago

For those incapable of staying on point or dragging a straw-man into the discussion... :)

rfenst wrote:



Staying on point?

Gimmie a break!

All you blather on about is "straw men". YOU cannot even make sense without dragging your feelings into a discussion anymore!

YOU voted for the clown...government mandated "healthcare" was what your type wanted! Gimmie...gimmie...gimmie...don't think for one second about who's gonna pay for it or if it even makes sense for a government to even enter the private enterprise arena, but that's why we're in the mess we're in as a nation. We've been run aground by mealy-moouthed lawyers writing legislation just like what you're arguing about!

YOU stay on point!
borndead1
14 years ago

For the sake of discussion, let's presume health insurance is optional:

So, you would like to have health or other important insurance to be a contract solely between the insurer and the insured? No government oversight? No standardization of benefits such that each company's type of policy is standard to all who have that particular type of policy? No standardized claim practices? No approval that the policy is being administered under state and federal law? What individual could challenge an insurer on their own and not expect to lose? Government involvement in standardization prevents a tremendous amount of litigation. It makes it (somewhat) easier for insurance policies to be understandable by lay people and lawyers. Most important, it protects consumers from predatory practices and makes certain insurers licensed to do business in a state are financially solvent. Ever have a claim go unpaid because the insurer couldn't afford to pay it? So, you have two choices: 1) Go self-insured; or 2) BOHIC with unregulated insurers. You are free to choose whichever you prefer- or not.

rfenst wrote:




I didn't say NO government oversight. Our judicial system is a function of government, right? The problem is when we have TOO MUCH government oversight. Too much government involvement in contracts.
jackconrad
14 years ago
If Ms Fluk brings her body I'll bring da Rubbers !!!
rfenst
14 years ago

Staying on point?

Gimmie a break!

All you blather on about is "straw men". YOU cannot even make sense without dragging your feelings into a discussion anymore!

YOU voted for the clown...government mandated "healthcare" was what your type wanted! Gimmie...gimmie...gimmie...don't think for one second about who's gonna pay for it or if it even makes sense for a government to even enter the private enterprise arena, but that's why we're in the mess we're in as a nation. We've been run aground by mealy-moouthed lawyers writing legislation just like what you're arguing about!

YOU stay on point!

DrMaddVibe wrote:



I was on point. The post I responded to had to deal with insurance contracts and government oversight/intrusion. Hell, I'd say I was directly on point.

As to my "feelings", why do you care so much what my independent thoughts are?

Hell yeah I voted for Obama- the old man and young chick were "greater evils" in my mind.

As to health care, you are damn right that I want there to be a minimum standard that Americans are entitled to. And, I am willing to pay for it when they truly cannot afford it. I am sick of seeing people use ER's as primary care doctors and my local tax dollars going to pay for it. I am sick of my health insurance premiums being so high because the hospitals need the additional revenue to remain afloat. Now, the cost of these problems is not being borne by all. I think it should and will be in due time.

Legislatures write legislation? Give me a break. Lobbyists and their interested clients industries write a boat-load of legislation, then the legislators tinker with it to form coalitions to get enough votes to pass it. The fact that you may not like that legislation has nothing to do with there being lawyer/legislatures. And, don't be so sure it is the legislators writing all the legislation. That's what lobbyists and special interest groups do.

My "feelings" as you put it, are not a straw-man argument. Straw man is a misrepresentation/mis-characterization of a position, which is then refuted in order to make it seem like the faulty argument defeats the original premise. it involves dragging new topics in to a discussion and then refuting them as well to make one appear to be the winner.

So, the way I see it it is your entire last four-line paragraph above that is a "straw man argument". You slid a couple new topics into the conversation that had absolutely nothing to do whith insurance contract and which governments should oversee and ajudicate them. Nice try- again.
rfenst
14 years ago

If Ms Fluk brings her body I'll bring da Rubbers !!!

jackconrad wrote:




So, you would be wiling to fluke her?
jackconrad
14 years ago
What The Fluk ! I'm game !
Rclay
14 years ago

Obviously you're a Neanderthal who doesn't realize that healthcare and highspeed internet are basic human rights that the government MUST provide.

Jerk.

ZRX1200 wrote:





You forgot the free cell phones with free minutes and more free minutes if you get your friends to sign up for free $#!T.

Incentivizing learned helplessness.

https://www.safelinkwireless.com/Safelink/ 
dubleuhb
14 years ago

You forgot the free cell phones with free minutes and more free minutes if you get your friends to sign up for free $#!T.

Incentivizing learned helplessness.

https://www.safelinkwireless.com/Safelink/ 

Rclay wrote:


It's only fair. 😲
yardobeef
14 years ago

More precisely, they don't cover many name-brand medicines, but do almost always cover generics. When the drug isn't available as a generic, they still provide suitable (although sometimes not ideal) alternatives. And, there is almost always an over-ride provision that ultimately allows the name-brand to be used when the generics or substitutes are ineffective.

rfenst wrote:



Well, if you're okay with generic alternatives, why wasn't Miss Fluke or her "drowning in debt" classmates? A few of the generic birth control pills are available at Wally World for 4 bucks/month without insurance. Of course, I'm assuming that the $3000 birth control is the pill. Could be expensive designer condoms or something.

rfenst
14 years ago

Well, if you're okay with generic alternatives, why wasn't Miss Fluke or her "drowning in debt" classmates? A few of the generic birth control pills are available at Wally World for 4 bucks/month without insurance. Of course, I'm assuming that the $3000 birth control is the pill. Could be expensive designer condoms or something.

yardobeef wrote:



LOL!
DrMaddVibe
14 years ago

I was on point. The post I responded to had to deal with insurance contracts and government oversight/intrusion. Hell, I'd say I was directly on point.

As to my "feelings", why do you care so much what my independent thoughts are?

Hell yeah I voted for Obama- the old man and young chick were "greater evils" in my mind.

As to health care, you are damn right that I want there to be a minimum standard that Americans are entitled to. And, I am willing to pay for it when they truly cannot afford it. I am sick of seeing people use ER's as primary care doctors and my local tax dollars going to pay for it. I am sick of my health insurance premiums being so high because the hospitals need the additional revenue to remain afloat. Now, the cost of these problems is not being borne by all. I think it should and will be in due time.

Legislatures write legislation? Give me a break. Lobbyists and their interested clients industries write a boat-load of legislation, then the legislators tinker with it to form coalitions to get enough votes to pass it. The fact that you may not like that legislation has nothing to do with there being lawyer/legislatures. And, don't be so sure it is the legislators writing all the legislation. That's what lobbyists and special interest groups do.

My "feelings" as you put it, are not a straw-man argument. Straw man is a misrepresentation/mis-characterization of a position, which is then refuted in order to make it seem like the faulty argument defeats the original premise. it involves dragging new topics in to a discussion and then refuting them as well to make one appear to be the winner.

So, the way I see it it is your entire last four-line paragraph above that is a "straw man argument". You slid a couple new topics into the conversation that had absolutely nothing to do whith insurance contract and which governments should oversee and ajudicate them. Nice try- again.

rfenst wrote:






Once again you play the Feelings card into another thread.

The government isn't Santa Claus despite whatever you feel you're "entitled" to. You're not entitled to a single damn thing. Contrary to what your parents told you...you aren't "special". Neither am I. Get over yourself for a second and look at the facts. The government that can give you everything you want can take it away...and they will! The price for your precious "healthcare" is far too much than any nation has ever ponied up that provided "free" healthcare. Be careful what you wish for.

This thread isn't about contracts. YOU brought that into a discussion about a Dem operative that wasn't vetted for Primetime. That's a pattern for them. It blows up in their faces too just like the Limbaugh sponsor's that wish they could take back their public outcry to advertise on one of the most successful shows to ever hit the airwaves! Comical to see it all play out.

Like many have already pointed out without going "all in" with the Feelings chips...this about a media whore shilling for her bosses on an issue that is a complete fraud on almost every facet. You would be better served to actually READ the Constitution, the Bill of Rights and the Federalist Papers. You have absolutely no idea what the US government is SUPPOSED to provide and bemoaning about contracts and wish lists prove it. You're crying about entitlements and things that are above and beyond what you can provide for even your own children for their entire lives...or your neighbors...or even your own state! The system is broke. Figuratively and actually, you'd be better served to come up with a list of things you want removed from the dole instead of adding more cradle to grave wish items. Don't know how to break it to a person like you in any simpler terms. When the crying sheep finally mature into adults and realize that you have to make it on your own we'll be able to fix what's wrong. Crying about more presents under the Christmas tree isn't going to fix a damn thing. If you can't see this lady for what she is and what she's doing then you're a bigger fool than I thought.
rfenst
14 years ago

Once again you play the Feelings card into another thread.

The government isn't Santa Claus despite whatever you feel you're "entitled" to. You're not entitled to a single damn thing. Contrary to what your parents told you...you aren't "special". Neither am I. Get over yourself for a second and look at the facts. The government that can give you everything you want can take it away...and they will! The price for your precious "healthcare" is far too much than any nation has ever ponied up that provided "free" healthcare. Be careful what you wish for.

This thread isn't about contracts. YOU brought that into a discussion about a Dem operative that wasn't vetted for Primetime. That's a pattern for them. It blows up in their faces too just like the Limbaugh sponsor's that wish they could take back their public outcry to advertise on one of the most successful shows to ever hit the airwaves! Comical to see it all play out.

Like many have already pointed out without going "all in" with the Feelings chips...this about a media whore shilling for her bosses on an issue that is a complete fraud on almost every facet. You would be better served to actually READ the Constitution, the Bill of Rights and the Federalist Papers. You have absolutely no idea what the US government is SUPPOSED to provide and bemoaning about contracts and wish lists prove it. You're crying about entitlements and things that are above and beyond what you can provide for even your own children for their entire lives...or your neighbors...or even your own state! The system is broke. Figuratively and actually, you'd be better served to come up with a list of things you want removed from the dole instead of adding more cradle to grave wish items. Don't know how to break it to a person like you in any simpler terms. When the crying sheep finally mature into adults and realize that you have to make it on your own we'll be able to fix what's wrong. Crying about more presents under the Christmas tree isn't going to fix a damn thing. If you can't see this lady for what she is and what she's doing then you're a bigger fool than I thought.

DrMaddVibe wrote:


rfenst
14 years ago

Once again you play the Feelings card into another thread.

The government isn't Santa Claus despite whatever you feel you're "entitled" to. You're not entitled to a single damn thing. Contrary to what your parents told you...you aren't "special". Neither am I. Get over yourself for a second and look at the facts. The government that can give you everything you want can take it away...and they will! The price for your precious "healthcare" is far too much than any nation has ever ponied up that provided "free" healthcare. Be careful what you wish for.

This thread isn't about contracts. YOU brought that into a discussion about a Dem operative that wasn't vetted for Primetime. That's a pattern for them. It blows up in their faces too just like the Limbaugh sponsor's that wish they could take back their public outcry to advertise on one of the most successful shows to ever hit the airwaves! Comical to see it all play out.

Like many have already pointed out without going "all in" with the Feelings chips...this about a media whore shilling for her bosses on an issue that is a complete fraud on almost every facet. You would be better served to actually READ the Constitution, the Bill of Rights and the Federalist Papers. You have absolutely no idea what the US government is SUPPOSED to provide and bemoaning about contracts and wish lists prove it. You're crying about entitlements and things that are above and beyond what you can provide for even your own children for their entire lives...or your neighbors...or even your own state! The system is broke. Figuratively and actually, you'd be better served to come up with a list of things you want removed from the dole instead of adding more cradle to grave wish items. Don't know how to break it to a person like you in any simpler terms. When the crying sheep finally mature into adults and realize that you have to make it on your own we'll be able to fix what's wrong. Crying about more presents under the Christmas tree isn't going to fix a damn thing. If you can't see this lady for what she is and what she's doing then you're a bigger fool than I thought.

DrMaddVibe wrote:



Jerk.
DrMaddVibe
14 years ago

Jerk.

rfenst wrote:



F'n classic.


Have a Kleenex and a good cry.😢


rfenst
14 years ago

F'n classic.


Have a Kleenex and a good cry.😢


DrMaddVibe wrote:




Now that I know exactly what you want me to do, I will.
DrMaddVibe
14 years ago
Obama's "War On Women" Backfires

A trio of polls released yesterday shows the harsh reality from which the embattled President Obama and the media hoped to deflect by fabricating a "War on Women."

The newest Washington Post/ABC poll shows that the majority of Americans strongly disapprove of the way in which the President is handling a number of issues, chief among them the economy and gas prices. According to the March 10th, 2012 poll released yesterday a net 50% of those surveyed disapprove of how Obama is handling the job of president with 39% "strongly disapproving" and only 28% "strongly approving." This is up from the net 46% taken on February 4th of the same year.

On the economy, 50% "strongly disapprove" whereas only 20% "strongly approve" of the President's management. His negatives greatly outweigh his positives on everything from his handling of Iran, the budget deficit, Afghanistan, and on "the situation with gas prices" where 52% "strongly disapprove" of his job performance. It represents an increasing trend.

The latest New York Times/ CBS News poll:

At a time of rising gas prices, heightened talk of war with Iran and setbacks in Afghanistan, Mr. Obama’s approval rating dropped substantially in recent weeks, the poll found, with 41 percent of respondents expressing approval of the job he is doing and 47 percent saying they disapprove — a dangerous position for any incumbent seeking re-election.

The last of the trio comes from Rasmussen which illustrates how a full 59% of the country view Obama as "more liberal" than they are themselves.

It's a bad day for optics in the White House, and a bad day for the administration's strategy of deflecting from these awful truths with an elaborately-staged press conference on contraception designed to divert attention away from a two-pronged failure: the attack on the free practice of religion by way of abridging employers's freedom to choose faithfully against providing "free" contraception, and the sinking confidence in the President concerning his mismanagement of the nation's economy and energy policies.

These polls show that the administration's weeks-long assault with a trumped-up narrative has failed. The administration's "hurt and rescue" (cause a problem while simultaneously pretending to be the savior from the problem while acting as though your actions are mutually exclusive) tactic has failed in that the predictability and sheer silliness gave it away. For the Democrat party to reach into its bag all the way back to the 1960s for a strategy that can save this President from the misfortunate of his own executive choices reeks of desperation.

Many women see as a greater threat to their freedom the administration's insistence that employers -- many of whom are also female -- compromise their religious beliefs to provide for the contraceptive choices made freely by other women, women who can empower themselves by paying for their choices themselves. It's not "feminist" to demand that another woman carry the yoke of your free choices. Women see it as a threat the administration's refusal to ease the higher costs at the pump, costs which eat away at our budget for groceries, summer clothes for our children, and bills which go towards providing rooftops over our families' heads. The President's refusal to act on the Keystone XL Pipeline could bring a handful of jobs to my blue collar family members alone and give my aunts, cousins, and female friends greater financial independence with paid, private enterprise, free market work that wouldn't cost the public a dime. We also see it as a threat to our families the administration's failure to provide clear objectives in Afghanistan while our family members overseas perform their duties in the scorching heat as our President authorizes more of our grocery money towards propping up a publicly-financed and US trained Afghan military.

If we're going to talk about a "war on women," the only one I see is the one above, the policy decisions I've listed -- and I could enumerate further. If the incumbent wants to win a second term, focus on fixing what's broken -- the barrier between big government and private enterprise -- and staying out of what isn't. There's no need to purposefully victimize women for the sake of using them as pawns in an election. That itself is an act of war on women.


http://www.breitbart.com/Big-Journalism/2012/03/13/Obamas%20War%20On%20Women%20Backfires 






:-k

Why it's just like I wrote above in another post...one huge diversionary tactic by a not ready for Primetime player!
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