Funny you should post this. I was talking with someone yesterday and describing that very thing. But my experience was cut short. Everything was great, the lightning and thunder was putting on an entertaining show and it had cooled off.
All of a sudden there's this bright flash and loud crack instantly. It was loud enough to make my ears ring. Lighting had hit in the backyard of the house across the street from my house. No damage was done but it was enough for me to decide to head inside.