I believe she's 15, and yes, she is a cutie.
I do think that this is a photoshop though. The hem of her skirt is blurred, and the outline of the club under her skirt is a bit too dramatic.
If the club were OUTSIDE her skirt it would make sense....but I can't seem to figure out WHY a girl would put a club under her skirt. Too "photoshoppy" for me I guess.
I don't trust anything I see in photos on the net anymore....they are just simply too easy to fake......