kcrazeynate
Saturday, February 26, 2011 2:57:11 PM
So I was thinking of getting a new truck ether some time this year or early next year. So I REALLY want to get this truck and I have been doing a lot of research and this truck and it isn't cheep no matter how you spin it.

So I have really good credit, and dual income for the next four years for sure at which time my soon to be wife may get out of the military or not but still will work some kind of job any ways.

So my dilemma is that this would be my first bran new car perches and I'm not a 100% on how every thing works, like figuring out payment, APR's, and if I will really be able to afford it in the long run. I have worked really hard to get my credit to where it is and I really don't want to mess it up.

I'm hoping that some of you older more experienced guys out there could give me some advice in the matter or just your opinions on what you think I should do.

I highly recommend checking out the 2011 Ford Raptor its a bad @ss truck!

gimbel
Saturday, February 26, 2011 3:20:09 PM
I was looking at that truck myself while deployed. If you can get it through AAFES while you're over there it will save you about 5k. Also, if you go through a dealer, get pre-approved through Navy Federal. When haggling over the price with the sales guy you can call their loan department and they will set the price with the sales guy. The dealers absolutely hate having to deal with the Navy Federal loan department, it ties their hands.
ZRX1200
Saturday, February 26, 2011 3:48:45 PM
I believe the Raptor is now available with a true crew cab this year. It is bad azz, but for the price I would look at a diesel rigs as well.
IUROX
Saturday, February 26, 2011 9:52:30 PM
GOD you guys need something to do!

TRY A TROOP DONATION!

BE PROUD FEEL GOOD!!!!!!

kcrazeynate
Sunday, February 27, 2011 2:53:38 AM
Ya we have a little car dealer here on base where you can buy a new truck/car and pick it up at your local dealer back in the states. I was thinking about going over there and talking to them. I have already been pre-apoved for a $50,000 at 1.9 APR which is more than I need for what I want on the truck. Do you think I would get a better deal if I ordered one to how I want it or if I picked one off the lot?

PS: I am going to donate this truck to the troops if I get it, by the troops I mean me lol [jester] And if any of you other troops are in Southern California area and need some thing towed or hauled you can come find me, if I get it that is...

kcrazeynate
Sunday, February 27, 2011 3:03:06 AM

I believe the Raptor is now available with a true crew cab this year. It is bad azz, but for the price I would look at a diesel rigs as well.

ZRX1200 wrote:

You mean a hole different truck?? the little woman it trying to talk me into a hybrid Escape any one have a hybrid? I have never even been in one and I am afraid it is going to be a big pu$$y of a truck, and be an all around G@Y truck. The only thing better about it is the gas milage comrade to the raptor...

:-k What is the benefits of having a diesel truck over a gas???:-k

03screw
Sunday, February 27, 2011 3:06:39 AM
If you order, try to pre negotiate the price (you really aren't going to get much below sticker). There aren't a whole lot of options for the Raptor though. It's pretty much with Nav or without, stickers or no stickers, and supercab vs. crew cab. No engine choices, just the 411hp/ 432lb-ft 6.2L. You may find a better deal on a 1year old Raptor with the 5.4L that somebody traded in for the 6.2L or Screw. Your finance rate is awesome, no dealer could touch that right now.
03screw
Sunday, February 27, 2011 3:10:49 AM

:-k What is the benefits of having a diesel truck over a gas???:-k

kcrazeynate wrote:

Right now, not much. Diesel cost about 50 cents more per gallon and all the smog equipment on a diesel right now doesn't deliver good MPG. If you aren't towing heavy (10,000+lbs) or often, they are NOT worth the extra $8,000 over a gasser.

MACS
Sunday, February 27, 2011 3:35:07 AM
Okay, I am a VERY practical person, brother. I was in the Navy for 20 yrs and had a kid and a wife at 19 and know EXACTLY what it's like to live payday to payday.

I got 4 words for you, brother. LIVE WITHIN YOUR MEANS. Please understand what I am about to say is not meant to belittle you. If you're young and in the military, I have to assume you're an E-5, maybe an E-6. Dual income or not, you shouldn't be looking to buy a 40k truck. Buy a damn house, dummy. Houses are cheap right now and will appreciate. Trucks will not... they will drop in price, the second you buy it.

My dad told me words I have lived by. If you can't afford what you like, learn to like what you can afford.

I drove a 1991 Geo frickin Metro for crying out loud. Because that is what I could afford. As I got older, and made more money... I upgraded. Make SMART decisions when you're young (like NOT buying a truck you don't need) and reap the benefits when you get older and make more money.

gimbel
Sunday, February 27, 2011 3:48:28 AM
Those are very good words to live by MACS.

As far as off the lot or custom order, why settle for something on the lot when you have the option? The AAFES lots do have some nice deals from time to time. I'd ask them about old inventory as well. While I was deployed I asked about the 5.4L when it first came out. They were offering it as low as 37k vs the 42k window sticker on the lot.

kcrazeynate
Sunday, February 27, 2011 4:14:32 AM
Thank for your advice MACS trust me thats why I'm doing a lot of research right now. I was actually looking into buying a house instead of the truck last night so its funny that you would say that, but I really have no idea how to manage a house in the states while I'm serving over seas. And on tope of that I plan to be in the military for the long haul so do I really need a house right now?? I'll be coming home next year but I know that I'll be sent back over seas or even down range sooner or latter, and so many people have horror stories about how they rented out their house while over seas to come home to find it trashed.

03screw I dont think I'll ever need that kind of towing capabilities at the most I would think a trailer with some dirt bikes on it some thing like that.

tonyt722
Sunday, February 27, 2011 7:41:24 AM

Thank for your advice MACS trust me thats why I'm doing a lot of research right now. I was actually looking into buying a house instead of the truck last night so its funny that you would say that, but I really have no idea how to manage a house in the states while I'm serving over seas. And on tope of that I plan to be in the military for the long haul so do I really need a house right now?? I'll be coming home next year but I know that I'll be sent back over seas or even down range sooner or latter, and so many people have horror stories about how they rented out their house while over seas to come home to find it trashed.

03screw I dont think I'll ever need that kind of towing capabilities at the most I would think a trailer with some dirt bikes on it some thing like that.

kcrazeynate wrote:

So if you are gonna be in the military for the long haul, and think you will be sent back overseas, why spend that money on the expensive truck for it to sit while you are deployed? Hell if you will be deployed that long and often, BANK your money and put a huge down payment on a house when you are finally settled. Take the advice Shawn gave you, and someday you can grow up to be big and strong just like him, and maybe even own a G37 :-" 😰

JadeRose
Sunday, February 27, 2011 9:18:19 AM
MACS is absolutely right. Get your life started first. There is always time to do what MACS did and buy something that over-compensates for your tiny ******.😱 😱 😱
kcrazeynate
Sunday, February 27, 2011 9:22:57 AM
LOL^^

schusler
Sunday, February 27, 2011 9:33:16 AM
Check the cost to insure also
8trackdisco
Sunday, February 27, 2011 10:09:58 AM
Looks like it is a nice truck.

But I heard Ford makes it.

Have a good mechanic available one month or 1,000 miles after your warranty has expired.

8trackdisco
Sunday, February 27, 2011 10:12:33 AM

I'm hoping that some of you older more experienced guys out there could give me some advice or just your opinions on what you think I should do.

kcrazeynate wrote:

Two chicks at the same time.

wheelrite
Sunday, February 27, 2011 10:15:19 AM

Two chicks at the same time.

8trackdisco wrote:

Always a crowd pleaser..

8trackdisco
Sunday, February 27, 2011 10:29:18 AM

Always a crowd pleaser..

wheelrite wrote:

It is the one time when three ISN'T a crowd.

kcrazeynate
Sunday, February 27, 2011 1:14:37 PM
AAAHHHH!!! I don't like being a grown up, always having to make decision and $hit...