Well, I hope you earn and will earn a good enough living to never regret your decision. The longer you wait, the more difficult it will be to reverse your decision. Calculate the present value of the monthly benefit over the course of the rest of your life expectency. Then make a "rational" decision by comparing economic present value v. utility of snowboarding. Also, if you can still snowboard, yet have a disability that is compensible, then you should not have to stop snowboarding...
rfenst wrote: