I have, quite a bit. My wife's car is paid for. 2012 with only 34k miles. My Tacoma will be paid for in 6 months, unless I just pay it off now, and it is a 2014 with 24k miles.
I'm going to sell our 2013 Hyundai and use the proceeds as a down payment for the boat. The boat has a 3 year stem to stern warranty, and the payments will be half what my truck payments were... plus my car insurance will drop due to insuring 2 cars, instead of 3. Insurance for the boat is $220 a YEAR and that covers every-damn-thing, including my fishing gear.
I'm contributing $15,600 to my investments every year, and will bump it up to $18,000 as soon as they move me back to my 12 hour shifts ($8,500 more a year). So it isn't like I'm neglecting retirement.
Maintenance is a bit pricey, but it is annual on the engine and controls. The one cost that has me a bit frustrated is storage. If I didn't have an HOA I'd park it in my driveway! I have a few options... and time to iron them out.
Trust me... I don't make financial decisions on a whim. I've been thinking about it for months.
MACS wrote:
