what you have to realize is this.....I myself am poor, i dont have much money...
my parents obviously will have more buying power than i do...but they do not buy me cigars....thats my deal, if i wanna smoke then i pay for it....the house is working like this....we buy it and a couple of my friends live with me and they pay rent, miraculously the rent they pay will equal the monthly payments on the house....so that way we dont pay anything in the long run....
and as for the sophmore and first year thing, i came in with 16 hours, took 14 my first semester and am taking 16 this semester, at last count 30 hours made you a sophmore, which i had at the end of last semester, but this is my first year at school....
got anything else i can answer for you?