Mathen wrote: She tells me there is an entire cottage industry built up around it.
That would be an understatement. One aspect of the fraud is small technical schools that promise the world, attract students, have the student apply for loans and aid that is directed to the school- and then the school closes down or simply hoses the student in any number of ways. The students get stuck with the loans without the education. It is a big racket, some of which has existed here in Orlando/Central Florida...