After everything is done at the funeral home and

cemetery, she tells her

closest friend that there is no money left.

The friend says, "How can that be? You told me he had

$20,000 a few days

before he died. How could you be broke?

The widow says, "Well, the funeral home cost $6,000.

And of course, I made

the obligatory donation to the church, so that was

another $2,000. The rest

went for the memorial stone.

The friend says, "$12,000 for the memorial stone? My

God, how big is it?"

Extending her left hand, the widow says, "Three

carats."