A Mortgage is not a deposit account therefore would not be covered by the FDIC.

What I don't feel comfortable with is that I don't know how much of my personal information they have. On the letter they have the total amount of my mortgage and the date it was bought by my current mortgage company.

hopefully I am wrong and you are owed mucho money 🙂

Dear Audra,

Good day and compliments. This letter will definitely come to you as a huge surprise, but I implore you to take the time to go through it carefully as the decision you make will go off a long way to determine the future and continued existence of the entire members of my family.

Please allow me to introduce myself. My name is Dr. (Mrs.) Mariam Abacha, the wife of the late head of state and commander in chief of the armed forces of the federal republic of Nigeria who died on the 8th of June 1998.

My ordeal started immediately after my husband's death on the morning of 8th June 1998, and the subsequent take over of government by the last administration. The present democratic government is determined to portray all the good work of my late husband in a bad light and have gone as far as confiscating all my late husband's assets, properties, freezing our accounts both within and outside Nigeria. As I am writing this letter to you, my son Mohammed Abacha is undergoing questioning with the government. All these measures taken by past/present government is just to gain international recognition.

I and the entire members of my family have been held incommunicado since the death of my husband, hence I seek your indulgence to assist us in securing these funds. We are not allowed to see or discuss with anybody. Few occasions I have tired traveling abroad through alternative means all failed.

It is in view of this I have mandated DR GALADIMA HASSAN, who has been assisting the family to run around on so many issues to act on behalf of the family concerning the substance of this letter. He has the full power of attorney to execute this transaction with you.

My late husband had/has Eighty Million USD ($80,000,000.00) specially preserved and well packed in trunk boxes of which only my husband and I knew about. It is packed in such a way to forestall just anybody having access to it. It is this sum that I seek your assistance to get out of Nigeria as soon as possible before the present civilian government finds out about it and confiscate it just like they have done to all our assets.

I implore you to please give consideration to my predicament and help a widow in need.

May Allah show you mercy as you do so?

Your faithfully,

Dr (Mrs.) Mariam Abacha (M.O.N)

N/B: Please contact Dr Galadima Hassan on this e-mail address for further briefing and modalities

Can solve this is one or two phone calls. Call your mortgage rep or mortgage company and ask them. Or call the state attorney generals office. Never use the information in a suspicious communication to verify it.

Call Clark Howard.

I got this one two. I tried to collect but the only thing that came as a result is someone kidnapped Charlie and held him hostage in London. I'm still upset about it.

FHA Warns About Mortgage Insurance Refund Scams

January 10, 2011 Joe Wallace No comments

As discussed in our last blog post, some FHA borrowers are eligible for refunds on their mortgage insurance premiums under the right circumstances. A small service industry has sprung up where third-party companies contact FHA mortgage holders, offering to locate these refunds for a fee.

The FHA has hired a company called Immediate System Resources to locate FHA loan holders the government owes money to, but there is no fee. In fact, FHA borrowers never have to pay to get information about or payment from the FHA connected to mortgage insurance premium refunds.

All a homeowner needs to do is check the FHA list. If your name is on the list, simply call (800) 697-6967 for more information. For best results, have your FHA case number handy when you make the call.

The FHA has issued a warning to consumers about questionable practices connected with FHA mortgage insurance premium refunds, tracers and third party companies offering to help borrowers get their refund in exchange for a fee. The FHA loan official site says, “You should be careful about any literature or solicitations stating that a change in HUD’s, FHA’s or the government’s policy will prevent you from receiving your refund and that you should call their office immediately.”

The FHA reports some third party companies are telling homeowners with FHA mortgages that in order to qualify for an FHA refund, the borrower must refinance their home loans. Beware any third party contact offering you a large refund in exchange for refinancing. According to the FHA:

“Please be advised that the Department does not sponsor a Third-Party Tracer Program. Third-party tracers are independent business enterprises involved in locating homeowners who may be entitled to a Federal Housing Administration (FHA) single family mortgage insurance premium refund or distributive share payment.”

The government has no arrangements with third party tracers. The only company authorized to contact you on the FHA’s behalf is Immediate System Resources, who do not charge a fee for their services as they are working on behalf of the FHA to locate homeowners owed a mortgage insurance premium refund.

No it is our Charlie from in here. I keep sending more money but they won't release him. He has been in London for so long now I fear for his teeth.

Or I could just shred it & forget it.

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