Don't you know nothin? Rates never go down, they only increase more slowly . . .
Brewha wrote:
Again, this shows your total lack of historical perspective.
Rate go up in health insurance because people demand that the insurance pays for more procedures so they don't have to pay out-of-pocket for their medical expenses.
Pre-1980, BCBS coverage was a relative rarity, as was employer coverage of health care. A lot of people - and I do mean AL LOT - paid out-of-pocket for doctors visits.
Fast-forward to the early 1990s, and employer coverage is becoming a standard, with catastrophic insurance.
Now they pay for office visits, you pay a co-pay, cover a huge variety of prescriptions, and so on. You think the magical health insurance fairly just somehow reduces the costs? No, the costs increase because the amount of technology and people requited to process a single payment to either a pharmacy or a doctor more that doubles. That all costs money - a lot of money.
And now to top it off, we've got morons like you wanting to get the federal government - the one entity who has never heard the term "cost reduction" in its entire existence - involved. And you, like a complete and utter moron lecture the rest of us about how this is somehow good, and then justify it with "rates always go up." Yeah, you're a frickin' genius, all right.
You're a moron. You have no clue as to what you are talking about. You are off in the weeds in this discussion. Spare us all your brand of sheer idiocy, OK?
Edited by user
12 years ago |
Reason: Not specified
