I have nothing against gun ownership, I own several myself, but comparing carrying a loaded firearm to having insurance, or wearing a seat belt sounds pretty ludicrous to me. Only one of these things is a deadly weapon with the express purpose of harming/killing.
Also no matter how careful or responsible one is, there is always the chance (however unlikely) of accidents, or someone managing to get their hands on your gun, etc.
Pharmdman84 wrote: