mjrburn
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Wednesday, March 6, 2019 12:13:20 AM
Any of you use LifeLock for credit monitoring?

My credit cards have been hacked 4 times in 2 years, happened again yesterday, thankfully it was caught early every time and my liability has been minimal. I'm thinking, now that they have me in their system, it's only a matter of time before one of those scamsters tries to buy a car or house or file a false tax return with my info.

Should I just lock/freeze my credit with the big 3 or is it worth the monthly charge to "monitor" it instead. All feedback will be greatly appreciated!

mjr

Sunoverbeach
Wednesday, March 6, 2019 4:42:12 AM
I can't say for sure on lifelock itself. I did work with someone a few years back that said freezing your credit is unusually difficult to reverse, so I've always shied away from it.

There you go. Second hand half advice. How's that for some quality feedback?

🍺

Mr. Jones
Wednesday, March 6, 2019 8:51:25 AM
Lock your credit with all 3 credit score companies...

Its way easier unlocking for a mortgage or car loan than you think... And way easier than letting a gang of Nigerian DUECES in LAGOS buying cars and H.U.T.S. IN YOUR NAME and sticking you with the bills, Then trying to reverse or cancel those charges.

dstieger
Wednesday, March 6, 2019 8:54:03 AM
dstieger
Wednesday, March 6, 2019 8:56:24 AM
IIRC, Lifelock, or maybe it was a different one...wasn't so much about monitoring...or alerting....it was about recovery. So it has to be subscribed to BEFORE you get hit.

I can temp freeze (and unfreeze) my cards at my bank's online site in about 3 minutes

dkeage
Wednesday, March 6, 2019 10:05:18 AM

Lock your credit with all 3 credit score companies...

Its way easier unlocking for a mortgage or car loan than you think...

Mr. Jones wrote:

This.. had my identity stolen a few years ago. Took me months to clean up. Of the 20+ fraudulent charges, I was able to clear all of them but 450$. Someone had bought a car, lots of electronics, jewelry, clothing. I got copies of the credit apps, and none of them had my correct name, address or birthday. Just my social.

Locked that sucker down, and no more issues.

Thanks to Target ( who I hadn't had an open account with in over 20 years) for calling my cell, which was still on file, to confirm an application.

Ewok126
Wednesday, March 6, 2019 2:13:53 PM
Yall need to frequent better porn sites.
mjrburn
  • mjrburn
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Wednesday, March 6, 2019 5:53:27 PM

Thanks, I'll pm him.

mjrburn
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Wednesday, March 6, 2019 5:57:42 PM

Yall need to frequent better porn sites.

Ewok126 wrote:

Solid advice right there! 😲

Ewok126
Wednesday, March 6, 2019 6:04:04 PM

Solid advice right there! 😲

mjrburn wrote:

My mom said it was good advice. She said her and pa have not had no issues since they switched.

frankj1
Wednesday, March 6, 2019 7:17:24 PM

Solid advice right there! 😲

mjrburn wrote:

make sure to ask for your free mustache ride

mjrburn
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Thursday, March 7, 2019 12:31:37 PM
I appreciate the help fellas! =d>

Did the freeze on all 3, a little time consuming but fairly easy and free. If I understand correctly, that will keep anyone from being able to apply for new credit with my ss# but if I want to protect or keep watch on my bank accounts and active credit lines I will still need a monitoring service. Hopefully the Bear will be able to help me with that.

Mr. Jones
Thursday, March 7, 2019 8:41:16 PM
Good choice ^^^...

It happened to my parents...

Then 5-6 years later!!!..some DUECE in N.J. got a $37,000 operation using my dead fathers information@ a hospital for free...ON THE FIRST DAY ,the dueces who stole my moms wallet made off with about $8-10K in Boscovs gift cards, cash from the bank ATM and stereo equipment from Best Buy ...all in under 3 HOURS...

My father was dying from a blood disease when two DUECES pick pocketed them in an elevator at a hospital when he was there for a PROCRIT INJECTION...

F***ING LOW LIFE CRIMINALS PREYING ON A CRITICAL

77 YR OLD EMACIATED patient and his distraught wife who were in grief for over a year fighting

MMD? MMDS? PRE LUKEIMIA BLOOD disease...

OH WELL...that might explain how long these low life SCUM "sit on your all your #information...SOCIAL # , HEALTH INS. #, MEDICARE #, CREDIT CARD #"....

THEN SELL THEM ON THE DARK WEB FOR A "SECOND GO ROUND" and screw you over A.G.A.I.N......

KEEP IT FROZEN FOREVER...THEY NEVER GIVE UP...

Ewok126
Thursday, March 7, 2019 8:49:47 PM

make sure to ask for your free mustache ride

frankj1 wrote:

The code at checkout is

Geraldo Rivera

mjrburn
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Friday, March 8, 2019 1:13:48 AM

KEEP IT FROZEN FOREVER...THEY NEVER GIVE UP...

Mr. Jones wrote:

Thanks for the advice, Mr. Jones, I'll do just that!

The code at checkout is

Geraldo Rivera

Ewok126 wrote:

'preciate the password ewok, I tried "Sam Elliott" and got no where 😕