OK, all. I will probably get trounced for this somewhat scientific explanation, but here goes...
MY ASSUMPTION: If you ignore foreign invaders, such as insects, mold, trees, etc., then the overall effect on the cigar is likely to be from the total water available to the cigar. This is equivalent to the absolute humidity contained in a cigar's volume. As previous posters mentioned correctly, lower RH at a higher temperature is equivalent to higher RH at a lower temperature in terms of the total moisture load of the air.
That being said, the following temp/RH combinations all have equivalent water vapor (12.8 g/m3 if you care).
65ºF/84% RH
66ºF/81% RH
68ºF/75% RH
70ºF/70% RH
72ºF/65% RH
74ºF/61% RH
75ºF/59% RH
In each case, the Dew Point is 60ºF, as the total amount of water isn't changing.
Now, I don't profess to know whether total moisture is the only determinant of cigar flavor/smokability/whatever, and bugs and mold definitely prefer warmer temps. But if your house isn't a steady 70ºF, at least you have an RH level to target to keep those smokes from getting too dry/soggy.
http://www.overgrow.com/tools/rhumidity.php
Hope this helps,
Eric