Hard to say. I really like civil liberties, but was also looking forward to having health insurance.

z6joker9 wrote:

SCOTUS will issue it's ruling shortly after 10:00 AM tomorrow morning. Register you opinion.

I'll be the first to say we need healthcare reform in the US, but I hope they strike down the whole sorry mess.

It was ill planned, over reaching and will break the backs of our largest jobs sector, small businesses. Exchanges are good ideas, but should not be mandatory.

If a medication is manufactured in a USDA approved facility I should be able to buy it from any pharmacy that sells it.

My doctor and I should make my healthcare treatment decisions, not some bureaucrat reading a matrix.

Abrignac wrote:

can you buy some ?

wheelrite wrote:

Not provided by my work (small business) or my wife's (independent contractor), and we cannot find a free market plan that covers maternity except the pre-existing plan provided by the government. You cannot get in that plan unless you haven't had insurance for 6 months (and you have a preexisting condition). So it's in our best financial interest to simply wait until there is an issue, and jump in the pre-existing pool. Not that we're trying to have kids, but we're at the right age and accidents happen. Plus the insurance that doesn't cover maternity is still several hundred a month with a $5k-10k deductible. That means we wouldn't even see a benefit until we'd paid $10k-15k in premiums and deductibles, and the odds that it happens at our age is low.

Of course, that's what this whole plan has been about- require the young and healthy to buy insurance to subsidize the old and sick.

Interestingly enough, we pay thousands a year to cover the healthcare costs of others, according to our federal tax receipt.

(and yes, she is actively trying to find a job that provides benefits)

z6joker9 wrote:

If your wife is an independent contractor, then she is self-employed and owns her business. Doesn't your state require that there be business health insurance plans without pre-existing condition and pregnancy exclusions?

rfenst wrote:

"business policies" generally require there be at least 2 unrelated member to the "group".


However, there should be individual policies that would work. They might include a temp. pregnancy exclusion.

jojoc wrote:

What is BCBS?

jojoc wrote:

There are many layers of issues and problems -- Dr. and hospitals recommending unnecessary test to cover their back sides, people running to the Dr. for every sniffle because it only costs a $10 co-pay .........


By reconnecting the actual cost of care back to the consumer, the consumer will begin to drive when and how and what type of care is provided. Until that happens, the rest is just window dressing.

jojoc wrote: