delta1, I still struggle with the (more and more commonly accepted) concept that quality health care is a right. Or, that everyone is 'entitled' to the 'highest quality' care.
For any other kinds of insurance, higher risk, means higher cost. I don't grasp why that is a problem in health insurance. For that matter, why is 'pre-condition' some sort of third rail. Seems to me that someone with a known condition ought to face higher insurance costs...higher risk/higher cost.
Seems rather fundamental to the whole concept of 'insurance'.
dstieger wrote: