So do I get the title/deed from primary mortgage or does it transfer to HELOC bank?

Guess none of it really matters in the end its just questions I don't have an answer to because it's not a thing I've ever dealt with before.

Are there physical titles/deeds like vehicles? Or just whatever on file with the county.

danmdevries wrote:

Beautiful day in the neighborhood. Won't last long tho back to 40's and 50's next week.

Winter just won't let go this year.

Sent in my mortgage payment. I now owe less on the house than on the HELOC.Which brought up a question maybe one of youse guys know the answer to. I autopay $300/mo to the HELOC. I use that line of credit often enough that it's never gone down to zero, and without sacrifice I won't be able to pay it off by the time the house is paid off. Does having an open lein on the property prevent me from closing the mortgage?

I've got 6900 on the HELOC and 6700 on the mortgage. Different banks.

danmdevries wrote:

Good Tuesday Mourning to All! It is overcast and possibly rainy 67° on the way to 81° today.

This evening I have a property owners association meeting to attend. We have a complaint about not being able to install solar panels. When they can integrate them onto the roof itself it will be much better. Our current covenants require shingles, composition or wood. Any change to the covenants is very difficult in South Carolina. Replacing a roof with solar panels mounted is going to be interesting. I'm pretty sure I would not want a roofer to remove and replace solar pannels.

No range trips this week, getting ready for a flight to Chicago, a train ride to Spokane, another plane to Fairbanks, a train to Anchorage, and a flight home.

Gene363 wrote:

Thanks, Rammie... just been doing other things. Fishing, shooting, etc... got myself a nice AR-15 and put a Vortex Optic on it. Got it zeroed in pretty good.

1000 rds of 5.56 arrived the other day. Went shooting with a gym buddy. He just texted me a picture of his new 17' bay boat, so some redfishing might be in order, soon.

MACS wrote:

I just got kicked out of our annual HOA for accusing the board of lying and withholding material information. LOL!!!

I think there is a federal law that prohibits HOA's from limiting or banning solar panels. I'll try to find it and PM you if I find it.



Amended: It is a Florida law rather than federal law. Nevertheless, most states, possibly including yours, prohibit HOA's from banning solar. The most they can regulate is reasonable placement of the panels.

rfenst wrote: