rfenst wrote:Dan, how much is the brand new version of what you truly want?
Everything I need, $45-50. Everything I want $55-60.
Looking at monthly payments, I can do $30k and be fine, payments would be the same as what my student loan payments were. Just paid those off in April. $35k and I'd be okay but would need to cash in 200 hours of PTO (I have 350, and they let you cash in with 100 remaining). I'd be hurting to go to $40, would definitely need to pull OT regularly again and I've been enjoying doing just 84 hours on my work week and nothing more.
Ideally I'd wait another year to get a new truck, pay off septic field replacement, pay off wife's car, and then shop a truck. But I can't tow heavy with my truck anymore, it's gonna crap out soon. I changed the oil a couple days ago and it was BLACK despite only 1500 miles since the last change. Part of me wants to just sell the truck to the dealer that offered me $6 to buy outright and live with one car for a while, but wife wants to go camping yet and I've got two track events. I can borrow my dad's truck though. I'm kinda torn on what to do.
I only make about $50k/year, so this is a HUGE purchase. House is paid off in fall of 2024 so I only need a truck to last 4 years.
When wife comes back from her dr appt we're gonna drive down to Indy to look at a Cummins.